SIREN : 882492234
PAM is a French company founded 6 years ago, specialized in the sector Location de logements. Based in SAUVE (30610), this company of category PME shows in 2023 a revenue of 58 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 |
|---|---|---|---|
| Revenue | 57 560 € | 52 814 € | 27 478 € |
| Net income | 17 984 € | 23 934 € | -23 328 € |
| EBITDA | 42 305 € | 40 213 € | -12 658 € |
| Net margin | 31.2% | 45.3% | -84.9% |
In 2023, PAM achieves revenue of 58 k€. Over the period 2021-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +44.7%. Vs 2022: +9%. After deducting consumption (0 €), gross margin stands at 58 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 42 k€, representing 73.5% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by +5%, reducing margin by 2.6 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 18 k€, i.e. 31.2% of revenue. This profit can be retained or distributed to shareholders.
57 560 €
57 560 €
42 305 €
25 236 €
17 984 €
73.4%
The debt ratio (= Financial debt / Equity x 100) stands at 2075%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 60.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2074.778%
4.51%
60.831%
11.596
89.5%
In 2023, the debt ratio of PAM (2074.78) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2023, the financial autonomy of PAM (4.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of PAM (11.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 753.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.6x. Operating income very largely covers interest expenses: high safety margin.
753.397
9.637
In 2023, the liquidity ratio of PAM (753.40) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of PAM (9.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 110 days. Excellent situation: suppliers finance 107 days of the operating cycle (retail model). WCR is negative (-16 days): operations structurally generate cash. Notable WCR improvement over the period (-208%), freeing up cash.
-2 526 €
3 j
110 j
0 j
-16 j
Based on 215 transactions of similar company sales in 2023, the value of PAM is estimated at 138 226 € (range 39 149€ - 234 810€). With an EBITDA of 42 305€, the sector multiple of 5.2x is applied. The price/revenue ratio is 0.51x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAM with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of PAM in 2023 is 58 k€.
Yes, PAM generated a net profit of 18 k€ in 2023.
The headquarters of PAM is located in SAUVE (30610), in the department Gard.
The tax return of PAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAM operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.