PALIN ET BELOUL INVEST : revenue, balance sheet and financial ratios

PALIN ET BELOUL INVEST is a French company founded 21 years ago, specialized in the sector Services administratifs combinés de bureau. Based in CHAMPS-SUR-MARNE (77420), this company of category PME shows in 2024 a revenue of 719 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PALIN ET BELOUL INVEST (SIREN 479946477)
Indicator 2024 2023 2022 2021 2019 2018 2017 2016
Revenue 718 909 € 711 501 € 699 113 € 683 601 € 693 321 € 673 547 € 679 237 € 612 401 €
Net income 635 659 € 1 262 521 € 654 225 € 353 119 € 2 361 514 € 653 670 € 369 451 € 580 836 €
EBITDA -366 311 € -184 214 € -94 011 € -124 678 € -151 948 € -140 731 € -110 337 € -108 487 €
Net margin 88.4% 177.4% 93.6% 51.7% 340.6% 97.0% 54.4% 94.8%

Revenue and income statement

In 2024, PALIN ET BELOUL INVEST achieves revenue of 719 k€. Revenue is growing positively over 8 years (CAGR: +2.0%). Vs 2023: +1%. After deducting consumption (0 €), gross margin stands at 719 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -366 k€, representing -51.0% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -99%, reducing margin by 25.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 636 k€, i.e. 88.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

718 909 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

718 909 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-366 311 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-351 410 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

635 659 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-51.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 200%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 86.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

199.784%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.11%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

86.575%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.218

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.9%

Solvency indicators evolution
PALIN ET BELOUL INVEST

Sector positioning

Debt ratio
199.78 2024
2022
2023
2024
Q1: 0.0
Med: 11.23
Q3: 90.41
Average +47 pts over 3 years

In 2024, the debt ratio of PALIN ET BELOUL INVEST (199.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.11% 2024
2022
2023
2024
Q1: 5.18%
Med: 39.1%
Q3: 79.71%
Average -32 pts over 3 years

In 2024, the financial autonomy of PALIN ET BELOUL INVEST (30.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.22 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.02 years
Q3: 2.9 years
Average +24 pts over 3 years

In 2024, the repayment capacity of PALIN ET BELOUL INVEST (4.22) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 550.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

550.759

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-6.787

Liquidity indicators evolution
PALIN ET BELOUL INVEST

Sector positioning

Liquidity ratio
550.76 2024
2022
2023
2024
Q1: 104.39
Med: 336.39
Q3: 1728.48
Good -21 pts over 3 years

In 2024, the liquidity ratio of PALIN ET BELOUL INVEST (550.76) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-6.79x 2024
2022
2023
2024
Q1: -24.69x
Med: 0.0x
Q3: 0.2x
Average -7 pts over 3 years

In 2024, the interest coverage of PALIN ET BELOUL INVEST (-6.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 48 days. Favorable situation: supplier credit is longer than customer credit by 21 days. Overall, WCR represents 992 days of revenue, i.e. 2.0 M€ to permanently finance. Over 2016-2024, WCR increased by +26%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 980 335 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

27 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

48 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

992 j

WCR and payment terms evolution
PALIN ET BELOUL INVEST

Positioning of PALIN ET BELOUL INVEST in its sector

Comparison with sector Services administratifs combinés de bureau

Valuation estimate

Based on 173 transactions of similar company sales (all years), the value of PALIN ET BELOUL INVEST is estimated at 1 061 891 € (range 383 702€ - 2 798 100€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
173 transactions
383k€ 1061k€ 2798k€
1 061 891 € Range: 383 702€ - 2 798 100€
NAF 5 all-time

Valuation detail by method

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Revenue Multiple 30%
718 909 € × 0.38x
Estimation 276 347 €
115 714€ - 624 209€
Net Income Multiple 20%
635 659 € × 3.5x
Estimation 2 240 208 €
785 686€ - 6 058 938€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services administratifs combinés de bureau)

Compare PALIN ET BELOUL INVEST with other companies in the same sector:

Voir toutes les statistiques du secteur Services administratifs combinés de bureau

Frequently asked questions about PALIN ET BELOUL INVEST

What is the revenue of PALIN ET BELOUL INVEST ?

The revenue of PALIN ET BELOUL INVEST in 2024 is 719 k€.

Is PALIN ET BELOUL INVEST profitable?

Yes, PALIN ET BELOUL INVEST generated a net profit of 636 k€ in 2024.

Where is the headquarters of PALIN ET BELOUL INVEST ?

The headquarters of PALIN ET BELOUL INVEST is located in CHAMPS-SUR-MARNE (77420), in the department Seine-et-Marne.

Where to find the tax return of PALIN ET BELOUL INVEST ?

The tax return of PALIN ET BELOUL INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PALIN ET BELOUL INVEST operate?

PALIN ET BELOUL INVEST operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.