SIREN : 450150685
PAJJ is a French company founded 22 years ago, specialized in the sector Enseignement de disciplines sportives et d'activités de loisirs. Based in SAINT-CYR-SUR-LOIRE (37540), this company of category PME shows in 2024 a revenue of 933 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 933 214 € | N/C | N/C | N/C | N/C | N/C | 634 954 € |
| Net income | 114 404 € | 14 845 € | -48 394 € | 83 008 € | -19 446 € | 79 767 € | 3 313 € |
| EBITDA | 173 074 € | N/C | N/C | N/C | N/C | N/C | 3 045 € |
| Net margin | 12.3% | N/C | N/C | N/C | N/C | N/C | 0.5% |
In 2024, PAJJ achieves revenue of 933 k€. Revenue is growing positively over 7 years (CAGR: +4.9%). After deducting consumption (23 k€), gross margin stands at 910 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 173 k€, representing 18.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 114 k€, i.e. 12.3% of revenue. This profit can be retained or distributed to shareholders.
933 214 €
910 107 €
173 074 €
121 619 €
114 404 €
17.2%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
14.865%
55.234%
14.862%
0.278
14.9%
In 2024, the debt ratio of PAJJ (14.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PAJJ (55.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of PAJJ (0.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 175.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
175.807
0.577
In 2024, the liquidity ratio of PAJJ (175.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PAJJ (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 88 days. Excellent situation: suppliers finance 87 days of the operating cycle (retail model). Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 68 days of revenue, i.e. 177 k€ to permanently finance. Over 2016-2024, WCR increased by +120%, requiring additional financing.
177 049 €
1 j
88 j
2 j
68 j
Indicative estimate only : the number of comparable transactions in this sector is limited (39 transactions). This range of 429 949€ to 1 539 990€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 39 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAJJ with other companies in the same sector:
The revenue of PAJJ in 2024 is 933 k€.
Yes, PAJJ generated a net profit of 114 k€ in 2024.
The headquarters of PAJJ is located in SAINT-CYR-SUR-LOIRE (37540), in the department Indre-et-Loire.
The tax return of PAJJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAJJ operates in the sector Enseignement de disciplines sportives et d'activités de loisirs (NAF code 85.51Z). See the 'Sector positioning' section above to compare the company with its competitors.