PAINTFILL & CARDING FRANCE : revenue, balance sheet and financial ratios

PAINTFILL & CARDING FRANCE is a French company founded 26 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in BRON (69500), this company of category PME shows in 2018 a revenue of 7.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PAINTFILL & CARDING FRANCE (SIREN 428984801)
Indicator 2018 2017 2016
Revenue 7 544 513 € 6 894 805 € 6 918 827 €
Net income 55 097 € 76 999 € 105 595 €
EBITDA 253 553 € 293 163 € 309 390 €
Net margin 0.7% 1.1% 1.5%

Revenue and income statement

In 2018, PAINTFILL & CARDING FRANCE achieves revenue of 7.5 M€. Revenue is growing positively over 3 years (CAGR: +4.4%). Vs 2017: +9%. After deducting consumption (380 k€), gross margin stands at 7.2 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 254 k€, representing 3.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 55 k€, i.e. 0.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

7 544 513 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

7 164 333 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

253 553 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

82 627 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

55 097 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 59%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

59.376%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

21.102%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.911%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.436

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

17.0%

Solvency indicators evolution
PAINTFILL & CARDING FRANCE

Sector positioning

Debt ratio
59.38 2018
2016
2017
2018
Q1: 4.45
Med: 28.78
Q3: 96.29
Average +8 pts over 3 years

In 2018, the debt ratio of PAINTFILL & CARDING FRANCE (59.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
21.1% 2018
2016
2017
2018
Q1: 16.6%
Med: 39.78%
Q3: 59.71%
Average -11 pts over 3 years

In 2018, the financial autonomy of PAINTFILL & CARDING FRANCE (21.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.44 years 2018
2016
2017
2018
Q1: 0.0 years
Med: 0.55 years
Q3: 2.28 years
Average +24 pts over 3 years

In 2018, the repayment capacity of PAINTFILL & CARDING FRANCE (1.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 119.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.1x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

119.918

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

16.067

Liquidity indicators evolution
PAINTFILL & CARDING FRANCE

Sector positioning

Liquidity ratio
119.92 2018
2016
2017
2018
Q1: 115.62
Med: 181.05
Q3: 276.4
Average

In 2018, the liquidity ratio of PAINTFILL & CARDING FRANCE (119.92) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
16.07x 2018
2016
2017
2018
Q1: 0.0x
Med: 0.82x
Q3: 4.85x
Excellent

In 2018, the interest coverage of PAINTFILL & CARDING FRANCE (16.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 157 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 143 days. The company must finance 14 days of gap between collections and payments. Inventory turnover is 19 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 144 days of revenue, i.e. 3.0 M€ to permanently finance. Over 2016-2018, WCR increased by +90%, requiring additional financing.

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 016 674 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

157 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

143 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

19 j

WCR in days of revenue (2018) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

144 j

WCR and payment terms evolution
PAINTFILL & CARDING FRANCE

Positioning of PAINTFILL & CARDING FRANCE in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 159 transactions of similar company sales in 2018, the value of PAINTFILL & CARDING FRANCE is estimated at 1 354 600 € (range 758 624€ - 2 105 361€). With an EBITDA of 253 553€, the sector multiple of 4.0x is applied. The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2018
159 transactions
758k€ 1354k€ 2105k€
1 354 600 € Range: 758 624€ - 2 105 361€
NAF 5 année 2018

Valuation detail by method

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EBITDA Multiple 50%
253 553 € × 4.0x
Estimation 1 018 865 €
639 390€ - 1 640 476€
Revenue Multiple 30%
7 544 513 € × 0.35x
Estimation 2 636 459 €
1 403 826€ - 3 821 789€
Net Income Multiple 20%
55 097 € × 4.9x
Estimation 271 153 €
88 907€ - 692 932€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 159 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare PAINTFILL & CARDING FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about PAINTFILL & CARDING FRANCE

What is the revenue of PAINTFILL & CARDING FRANCE ?

The revenue of PAINTFILL & CARDING FRANCE in 2018 is 7.5 M€.

Is PAINTFILL & CARDING FRANCE profitable?

Yes, PAINTFILL & CARDING FRANCE generated a net profit of 55 k€ in 2018.

Where is the headquarters of PAINTFILL & CARDING FRANCE ?

The headquarters of PAINTFILL & CARDING FRANCE is located in BRON (69500), in the department Rhone.

Where to find the tax return of PAINTFILL & CARDING FRANCE ?

The tax return of PAINTFILL & CARDING FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PAINTFILL & CARDING FRANCE operate?

PAINTFILL & CARDING FRANCE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.