Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1984-10-01 (41 years)Status: ActiveBusiness sector: Commerce de détail de meublesLocation: TREGUEUX (22950), Cotes-d'Armor
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
PAG AGENCEMENT : revenue, balance sheet and financial ratios
PAG AGENCEMENT is a French company
founded 41 years ago,
specialized in the sector Commerce de détail de meubles.
Based in TREGUEUX (22950),
this company of category PME
shows in 2023 a net income positive of 1 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - PAG AGENCEMENT (SIREN 331087403)
Indicator
2023
2022
2021
2020
2019
Revenue
N/C
N/C
N/C
N/C
N/C
Net income
1 287 €
70 149 €
31 456 €
77 640 €
48 594 €
EBITDA
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2023, PAG AGENCEMENT generates positive net income of 1 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2023: 49 k€ -> 1 k€.
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 287 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 131%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2023)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
130.756%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
17.346%
Asset age ratio (2023)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
Debt ratio
13.261
4.578
11.451
18.756
130.756
Financial autonomy
33.913
29.826
23.451
35.158
17.346
Repayment capacity
None
None
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
130.762023
2021
2022
2023
Q1: 2.12
Med: 29.27
Q3: 93.95
Average+44 pts over 3 years
In 2023, the debt ratio of PAG AGENCEMENT (130.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
17.35%2023
2021
2022
2023
Q1: 12.04%
Med: 28.81%
Q3: 48.02%
Average-11 pts over 3 years
In 2023, the financial autonomy of PAG AGENCEMENT (17.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 129.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
129.356
Liquidity indicators evolution PAG AGENCEMENT
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2019
2020
2021
2022
2023
Liquidity ratio
197.918
169.968
148.586
143.632
129.356
Interest coverage
None
None
None
None
None
Sector positioning
Liquidity ratio
129.362023
2021
2022
2023
Q1: 117.16
Med: 164.9
Q3: 258.07
Average-11 pts over 3 years
In 2023, the liquidity ratio of PAG AGENCEMENT (129.36) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Positioning of PAG AGENCEMENT in its sector
Comparison with sector Commerce de détail de meubles
Valuation estimate
Based on 55 transactions of similar company sales
in 2023,
the value of PAG AGENCEMENT is estimated at
3 765 €
(range 1 463€ - 9 616€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2023
55 tx
1k€3k€9k€
3 765 €Range: 1 463€ - 9 616€
NAF 5 année 2023
Valuation method used
Net Income Multiple
1 287 €
×
2.9x
=3 766 €
Range: 1 464€ - 9 617€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de détail de meubles)
Compare PAG AGENCEMENT with other companies in the same sector:
The revenue of PAG AGENCEMENT is not publicly disclosed (confidential accounts filed with INPI).
Is PAG AGENCEMENT profitable?
Yes, PAG AGENCEMENT generated a net profit of 1 k€ in 2023.
Where is the headquarters of PAG AGENCEMENT ?
The headquarters of PAG AGENCEMENT is located in TREGUEUX (22950), in the department Cotes-d'Armor.
Where to find the tax return of PAG AGENCEMENT ?
The tax return of PAG AGENCEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does PAG AGENCEMENT operate?
PAG AGENCEMENT operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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