PACTE TRANSITION ENERGETIQUE ISONOVIA : revenue, balance sheet and financial ratios

PACTE TRANSITION ENERGETIQUE ISONOVIA is a French company founded 8 years ago, specialized in the sector Travaux d'isolation. Based in MONTREUIL (93100), this company of category PME shows in 2019 a revenue of 9.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PACTE TRANSITION ENERGETIQUE ISONOVIA (SIREN 831129788)
Indicator 2019 2018 2017
Revenue 9 846 446 € 8 228 076 € 2 908 125 €
Net income 256 244 € 779 806 € 422 746 €
EBITDA 443 625 € 1 157 694 € 626 015 €
Net margin 2.6% 9.5% 14.5%

Revenue and income statement

In 2019, PACTE TRANSITION ENERGETIQUE ISONOVIA achieves revenue of 9.8 M€. Over the period 2017-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +84.0%. Vs 2018, growth of +20% (8.2 M€ -> 9.8 M€). After deducting consumption (3.1 M€), gross margin stands at 6.7 M€, i.e. a rate of 68%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 444 k€, representing 4.5% of revenue. Warning negative scissor effect: despite revenue change (+20%), EBITDA varies by -62%, reducing margin by 9.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 256 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

9 846 446 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

6 732 542 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

443 625 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

383 823 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

256 244 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory. Cash flow represents 3.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.0%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.284%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.283%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

76.9%

Solvency indicators evolution
PACTE TRANSITION ENERGETIQUE ISONOVIA

Sector positioning

Debt ratio
7.0 2019
2017
2018
2019
Q1: 0.66
Med: 12.01
Q3: 45.09
Good +14 pts over 3 years

In 2019, the debt ratio of PACTE TRANSITION ENERGETI... (7.00) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
36.28% 2019
2017
2018
2019
Q1: 10.03%
Med: 31.05%
Q3: 52.53%
Good +18 pts over 3 years

In 2019, the financial autonomy of PACTE TRANSITION ENERGETI... (36.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2019
2017
2018
2019
Q1: 0.0 years
Med: 0.11 years
Q3: 0.92 years
Excellent

In 2019, the repayment capacity of PACTE TRANSITION ENERGETI... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 137.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

137.368

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PACTE TRANSITION ENERGETIQUE ISONOVIA

Sector positioning

Liquidity ratio
137.37 2019
2017
2018
2019
Q1: 133.53
Med: 181.4
Q3: 261.8
Average

In 2019, the liquidity ratio of PACTE TRANSITION ENERGETI... (137.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2019
2017
2018
2019
Q1: 0.0x
Med: 0.32x
Q3: 2.52x
Average

In 2019, the interest coverage of PACTE TRANSITION ENERGETI... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. The gap of 31 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 63 days of revenue, i.e. 1.7 M€ to permanently finance. Over 2017-2019, WCR increased by +493%, requiring additional financing.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 735 338 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

62 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

31 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

63 j

WCR and payment terms evolution
PACTE TRANSITION ENERGETIQUE ISONOVIA

Positioning of PACTE TRANSITION ENERGETIQUE ISONOVIA in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of PACTE TRANSITION ENERGETIQUE ISONOVIA is estimated at 1 063 398 € (range 703 536€ - 2 069 360€). With an EBITDA of 443 625€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.20x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2019
58 tx
703k€ 1063k€ 2069k€
1 063 398 € Range: 703 536€ - 2 069 360€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
443 625 € × 1.2x
Estimation 547 360 €
443 259€ - 1 255 188€
Revenue Multiple 30%
9 846 446 € × 0.20x
Estimation 2 005 485 €
1 290 289€ - 2 978 613€
Net Income Multiple 20%
256 244 € × 3.7x
Estimation 940 366 €
474 103€ - 2 740 914€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare PACTE TRANSITION ENERGETIQUE ISONOVIA with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'isolation

Frequently asked questions about PACTE TRANSITION ENERGETIQUE ISONOVIA

What is the revenue of PACTE TRANSITION ENERGETIQUE ISONOVIA ?

The revenue of PACTE TRANSITION ENERGETIQUE ISONOVIA in 2019 is 9.8 M€.

Is PACTE TRANSITION ENERGETIQUE ISONOVIA profitable?

Yes, PACTE TRANSITION ENERGETIQUE ISONOVIA generated a net profit of 256 k€ in 2019.

Where is the headquarters of PACTE TRANSITION ENERGETIQUE ISONOVIA ?

The headquarters of PACTE TRANSITION ENERGETIQUE ISONOVIA is located in MONTREUIL (93100), in the department Seine-Saint-Denis.

Where to find the tax return of PACTE TRANSITION ENERGETIQUE ISONOVIA ?

The tax return of PACTE TRANSITION ENERGETIQUE ISONOVIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PACTE TRANSITION ENERGETIQUE ISONOVIA operate?

PACTE TRANSITION ENERGETIQUE ISONOVIA operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.