SIREN : 898838917
PACG CONCEPT is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in PINSAGUEL (31120), this company of category PME shows in 2025 a revenue of 104 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 104 210 € | 125 138 € | 47 556 € | 129 758 € |
| Net income | -161 472 € | 3 443 € | -42 917 € | 288 752 € |
| EBITDA | -50 000 € | -39 159 € | -61 052 € | 17 739 € |
| Net margin | -154.9% | 2.8% | -90.2% | 222.5% |
In 2025, PACG CONCEPT achieves revenue of 104 k€. Revenue is declining over the period 2022-2025 (CAGR: -7.0%). Significant drop of -17% vs 2024. After deducting consumption (0 €), gross margin stands at 104 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -50 k€, representing -48.0% of revenue. Warning negative scissor effect: despite revenue change (-17%), EBITDA varies by -28%, reducing margin by 16.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -161 k€ (-154.9% of revenue), which will impact equity.
104 210 €
104 210 €
-50 000 €
-50 000 €
-161 472 €
-48.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.278%
97.69%
-58.989%
-0.027
In 2025, the debt ratio of PACG CONCEPT (0.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of PACG CONCEPT (97.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of PACG CONCEPT (-0.03) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1603.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1603.725
-222.944
In 2025, the liquidity ratio of PACG CONCEPT (1603.72) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of PACG CONCEPT (-222.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Overall, WCR represents 287 days of revenue, i.e. 83 k€ to permanently finance. Notable WCR improvement over the period (-70%), freeing up cash.
83 124 €
0 j
25 j
0 j
287 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 13 864€ to 188 573€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PACG CONCEPT with other companies in the same sector:
The revenue of PACG CONCEPT in 2025 is 104 k€.
PACG CONCEPT recorded a net loss in 2025.
The headquarters of PACG CONCEPT is located in PINSAGUEL (31120), in the department Haute-Garonne.
The tax return of PACG CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PACG CONCEPT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.