Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

PAC INVESTISSEMENT : revenue, balance sheet and financial ratios

PAC INVESTISSEMENT is a French company founded 9 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LE GUA (17600), this company of category PME shows in 2025 a net income positive of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PAC INVESTISSEMENT (SIREN 820955094)
Indicator 2025 2024 2021 2020 2019 2018 2016
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 49 977 € 28 354 € 1 100 246 € 141 098 € 129 720 € -23 310 € -441 €
EBITDA -1 572 € -2 937 € -3 295 € -1 627 € -2 034 € -2 411 € -252 €
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, PAC INVESTISSEMENT generates positive net income of 50 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 572 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 572 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

49 977 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.003%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.187%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.001

Solvency indicators evolution
PAC INVESTISSEMENT

Sector positioning

Debt ratio
0.0 2025
2021
2024
2025
Q1: 0.14
Med: 16.34
Q3: 92.69
Excellent -30 pts over 3 years

In 2025, the debt ratio of PAC INVESTISSEMENT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
98.19% 2025
2021
2024
2025
Q1: 13.69%
Med: 51.99%
Q3: 85.32%
Excellent +7 pts over 3 years

In 2025, the financial autonomy of PAC INVESTISSEMENT (98.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2025
2021
2024
2025
Q1: 0.0 years
Med: 0.34 years
Q3: 3.6 years
Good -50 pts over 3 years

In 2025, the repayment capacity of PAC INVESTISSEMENT (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 5489.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

5489.757

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-7.952

Liquidity indicators evolution
PAC INVESTISSEMENT

Sector positioning

Liquidity ratio
5489.76 2025
2021
2024
2025
Q1: 140.28
Med: 507.86
Q3: 2210.32
Excellent

In 2025, the liquidity ratio of PAC INVESTISSEMENT (5489.76) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-7.95x 2025
2021
2024
2025
Q1: -39.6x
Med: 0.0x
Q3: 1.37x
Average +20 pts over 3 years

In 2025, the interest coverage of PAC INVESTISSEMENT (-8.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 376 days. Excellent situation: suppliers finance 376 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

376 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PAC INVESTISSEMENT

Positioning of PAC INVESTISSEMENT in its sector

Comparison with sector Services administratifs combinés de bureau

Valuation estimate

Based on 173 transactions of similar company sales (all years), the value of PAC INVESTISSEMENT is estimated at 176 130 € (range 61 772€ - 476 367€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
173 transactions
61k€ 176k€ 476k€
176 130 € Range: 61 772€ - 476 367€
NAF 5 all-time

Valuation method used

Net Income Multiple
49 977 € × 3.5x = 176 130 €
Range: 61 772€ - 476 368€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services administratifs combinés de bureau)

Compare PAC INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Services administratifs combinés de bureau

Frequently asked questions about PAC INVESTISSEMENT

What is the revenue of PAC INVESTISSEMENT ?

The revenue of PAC INVESTISSEMENT is not publicly disclosed (confidential accounts filed with INPI).

Is PAC INVESTISSEMENT profitable?

Yes, PAC INVESTISSEMENT generated a net profit of 50 k€ in 2025.

Where is the headquarters of PAC INVESTISSEMENT ?

The headquarters of PAC INVESTISSEMENT is located in LE GUA (17600), in the department Charente-Maritime.

Where to find the tax return of PAC INVESTISSEMENT ?

The tax return of PAC INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PAC INVESTISSEMENT operate?

PAC INVESTISSEMENT operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.