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P G FINANCES CONSEILS : revenue, balance sheet and financial ratios

P G FINANCES CONSEILS is a French company founded 30 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in ALLIGNY-EN-MORVAN (58230), this company of category PME shows in 2018 a net income negative of -7 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - P G FINANCES CONSEILS (SIREN 404718686)
Indicator 2018
Revenue N/C
Net income -6 705 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2018, P G FINANCES CONSEILS records a net loss of 7 k€. This deficit will reduce equity on the balance sheet.

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-6 705 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

46.509%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

67.178%

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

78.2%

Solvency indicators evolution
P G FINANCES CONSEILS

Sector positioning

Debt ratio
46.51 2018
2018
Q1: 0.0
Med: 4.47
Q3: 43.83
Average

In 2018, the debt ratio of P G FINANCES CONSEILS (46.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
67.18% 2018
2018
Q1: 5.79%
Med: 39.4%
Q3: 72.72%
Good

In 2018, the financial autonomy of P G FINANCES CONSEILS (67.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3040.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3040.597

Liquidity indicators evolution
P G FINANCES CONSEILS

Sector positioning

Liquidity ratio
3040.6 2018
2018
Q1: 134.77
Med: 263.73
Q3: 636.73
Excellent

In 2018, the liquidity ratio of P G FINANCES CONSEILS (3040.60) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2990 days. Excellent situation: suppliers finance 2990 days of the operating cycle (retail model).

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2990 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
P G FINANCES CONSEILS

Positioning of P G FINANCES CONSEILS in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare P G FINANCES CONSEILS with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about P G FINANCES CONSEILS

What is the revenue of P G FINANCES CONSEILS ?

The revenue of P G FINANCES CONSEILS is not publicly disclosed (confidential accounts filed with INPI).

Is P G FINANCES CONSEILS profitable?

P G FINANCES CONSEILS recorded a net loss in 2018.

Where is the headquarters of P G FINANCES CONSEILS ?

The headquarters of P G FINANCES CONSEILS is located in ALLIGNY-EN-MORVAN (58230), in the department Nievre.

Where to find the tax return of P G FINANCES CONSEILS ?

The tax return of P G FINANCES CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does P G FINANCES CONSEILS operate?

P G FINANCES CONSEILS operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.