SIREN : 789140373
P A G C is a French company founded 13 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in PARIS (75008), this company of category PME shows in 2018 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 1 957 118 € | 1 744 817 € | 2 207 073 € |
| Net income | -2 742 € | 16 046 € | 23 436 € |
| EBITDA | 32 751 € | 43 908 € | 85 037 € |
| Net margin | -0.1% | 0.9% | 1.1% |
In 2018, P A G C achieves revenue of 2.0 M€. Revenue is declining over the period 2016-2018 (CAGR: -5.8%). Vs 2017, growth of +12% (1.7 M€ -> 2.0 M€). After deducting consumption (1.4 M€), gross margin stands at 565 k€, i.e. a rate of 29%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 1.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -3 k€ (-0.1% of revenue), which will impact equity.
1 957 118 €
564 855 €
32 751 €
19 363 €
-2 742 €
1.7%
The debt ratio (= Financial debt / Equity x 100) stands at 126%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
126.301%
22.353%
0.544%
14.873
50.8%
In 2018, the debt ratio of P A G C (126.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of P A G C (22.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2018, the repayment capacity of P A G C (14.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 159.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 15.1x. Operating income very largely covers interest expenses: high safety margin.
159.654
15.114
In 2018, the liquidity ratio of P A G C (159.65) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2018, the interest coverage of P A G C (15.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Inventory turnover is 71 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 54 days of revenue, i.e. 294 k€ to permanently finance. Over 2016-2018, WCR increased by +978%, requiring additional financing.
293 529 €
5 j
23 j
71 j
54 j
Based on 120 transactions of similar company sales in 2018, the value of P A G C is estimated at 146 465 € (range 75 869€ - 329 066€). With an EBITDA of 32 751€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare P A G C with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of P A G C in 2018 is 2.0 M€.
P A G C recorded a net loss in 2018.
The headquarters of P A G C is located in PARIS (75008), in the department Paris.
The tax return of P A G C is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
P A G C operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.