SIREN : 420686636
OSSAP is a French company founded 27 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SARTROUVILLE (78500), this company of category PME shows in 2024 a revenue of 164 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 164 273 € | 225 685 € | 239 386 € | 290 860 € | 247 358 € |
| Net income | 107 787 € | 115 240 € | 106 902 € | 105 097 € | 90 041 € |
| EBITDA | 138 283 € | 148 213 € | 139 481 € | 138 817 € | 119 790 € |
| Net margin | 65.6% | 51.1% | 44.7% | 36.1% | 36.4% |
In 2024, OSSAP achieves revenue of 164 k€. Revenue is declining over the period 2017-2024 (CAGR: -5.7%). Significant drop of -27% vs 2022. After deducting consumption (0 €), gross margin stands at 164 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 138 k€, representing 84.2% of revenue. Positive scissor effect: EBITDA margin improves by +18.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 108 k€, i.e. 65.6% of revenue. This profit can be retained or distributed to shareholders.
164 273 €
164 273 €
138 283 €
138 050 €
107 787 €
84.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 65.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
96.879%
65.756%
0.0
In 2024, the debt ratio of OSSAP (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of OSSAP (96.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of OSSAP (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. Favorable situation: supplier credit is longer than customer credit by 6 days. WCR is negative (-7 days): operations structurally generate cash. Notable WCR improvement over the period (-216%), freeing up cash.
-3 262 €
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Based on 193 transactions of similar company sales (all years), the value of OSSAP is estimated at 175 510 € (range 55 645€ - 715 411€). With an EBITDA of 138 283€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OSSAP with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of OSSAP in 2024 is 164 k€.
Yes, OSSAP generated a net profit of 108 k€ in 2024.
The headquarters of OSSAP is located in SARTROUVILLE (78500), in the department Yvelines.
The tax return of OSSAP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OSSAP operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.