SIREN : 508080751
OSPICOLI is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in LA HAIE-FOUASSIERE (44690), this company of category PME shows in 2021 a revenue of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 120 000 € | 120 000 € | 120 000 € | 120 000 € | 120 000 € | 120 000 € |
| Net income | -806 € | 1 212 € | 17 577 € | -3 270 € | 24 924 € | 51 827 € |
| EBITDA | 1 160 € | 1 773 € | -1 957 € | -5 291 € | -4 468 € | -7 675 € |
| Net margin | -0.7% | 1.0% | 14.6% | -2.7% | 20.8% | 43.2% |
In 2021, OSPICOLI achieves revenue of 120 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2020. After deducting consumption (0 €), gross margin stands at 120 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 1.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -806 € (-0.7% of revenue), which will impact equity.
120 000 €
120 000 €
1 160 €
-375 €
-806 €
1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 108.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
25.174%
76.247%
0.608%
107.979
94.5%
In 2021, the debt ratio of OSPICOLI (25.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of OSPICOLI (76.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of OSPICOLI (107.98) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 230.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 41.3x. Operating income very largely covers interest expenses: high safety margin.
230.511
41.293
In 2021, the liquidity ratio of OSPICOLI (230.51) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of OSPICOLI (41.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 115 days. Excellent situation: suppliers finance 115 days of the operating cycle (retail model). Overall, WCR represents 7 days of revenue, i.e. 2 k€ to permanently finance. Over 2016-2021, WCR increased by +128%, requiring additional financing.
2 288 €
0 j
115 j
0 j
7 j
Based on 76 transactions of similar company sales
in 2021,
the value of OSPICOLI is estimated at
17 132 €
(range 7 760€ - 46 120€).
With an EBITDA of 1 160€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OSPICOLI with other companies in the same sector:
The revenue of OSPICOLI in 2021 is 120 k€.
OSPICOLI recorded a net loss in 2021.
The headquarters of OSPICOLI is located in LA HAIE-FOUASSIERE (44690), in the department Loire-Atlantique.
The tax return of OSPICOLI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OSPICOLI operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.