OSLO FINANCE : revenue, balance sheet and financial ratios

OSLO FINANCE is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in LE BLANC-MESNIL (93150), this company of category PME shows in 2023 a revenue of 102 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - OSLO FINANCE (SIREN 523970457)
Indicator 2023 2021 2020 2019 2018 2017 2016
Revenue 101 830 € 102 083 € 125 000 € 112 500 € N/C N/C N/C
Net income 54 591 € -21 671 € 6 460 € 29 598 € -5 620 € 7 630 € 16 429 €
EBITDA 58 122 € -19 325 € 2 538 € 34 290 € -6 461 € -2 087 € -5 848 €
Net margin 53.6% -21.2% 5.2% 26.3% N/C N/C N/C

Revenue and income statement

Im Jahr 2023 erzielt OSLO FINANCE einen Umsatz von 102 k€. Die Aktivität bleibt über den Zeitraum stabil (CAGR: -2.5%). Leichter Rückgang von -0% vs 2021. Nach Abzug des Verbrauchs (0 €) beträgt die Bruttomarge 102 k€, d.h. eine Rate von 100%. Dieses Verhältnis misst die Fähigkeit, aus der Geschäftstätigkeit Wert zu schaffen. EBITDA (= Bruttomarge - Personalkosten - Steuern) erreicht 58 k€, was 57.1% des Umsatzes entspricht. Positiver Schereneffekt: EBITDA-Marge verbessert sich um +76.0 Punkte. Diese hohe EBITDA-Marge bietet starke Selbstfinanzierungskapazität. Das Nettoergebnis beträgt 55 k€, d.h. 53.6% des Umsatzes.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

101 830 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

101 830 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

58 122 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

57 202 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

54 591 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

57.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 3%. Dieses niedrige Niveau spiegelt eine solide Finanzstruktur wider. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 1%. Geringe Autonomie: Das Unternehmen ist stark von externer Finanzierung abhängig. Die Schuldenrückzahlungskapazität zeigt, dass es 0.1 Jahre Cashflow braucht. Diese kurze Periode zeigt eine ausgezeichnete Schuldentragfähigkeit. Der Cashflow beträgt 54.5% des Umsatzes. Dieses hohe Niveau bietet eine starke Selbstfinanzierungskapazität.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3.194%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.642%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

54.5%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.09

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.7%

Solvency indicators evolution
OSLO FINANCE

Sector positioning

Verschuldungsgrad
3.19 2023
2020
2021
2023
Q1: 0.03
Med: 10.87
Q3: 70.22
Gut -33 pts over 3 years

Im Jahr 2023 liegt unter dem Median der Branche das verschuldungsgrad von OSLO FINANCE (3.19). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Diese kontrollierte Position spiegelt umsichtiges Management wider.

Finanzielle Autonomie
0.64% 2023
2020
2021
2023
Q1: 17.2%
Med: 61.39%
Q3: 90.77%
Average

Im Jahr 2023 liegt unter dem Median der Branche das finanzielle autonomie von OSLO FINANCE (0.6%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Eine Verbesserung würde die Wettbewerbsposition stärken.

Rückzahlungsfähigkeit
0.09 ans 2023
2020
2021
2023
Q1: 0.0 ans
Med: 0.09 ans
Q3: 3.23 ans
Gut -26 pts over 3 years

Im Jahr 2023 liegt unter dem Median der Branche das rückzahlungsfähigkeit von OSLO FINANCE (0.1 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Diese kontrollierte Position spiegelt umsichtiges Management wider.

Liquidity ratios

Die Liquiditätsquote beträgt 106.83. Das Unternehmen verfügt über 2€ liquide Mittel für jeden 1€ kurzfristiger Schulden.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

106.835

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
OSLO FINANCE

Sector positioning

Liquiditätsquote
106.83 2023
2020
2021
2023
Q1: 126.86
Med: 619.0
Q3: 3548.33
Average -12 pts over 3 years

Im Jahr 2023 liegt unter dem Median der Branche das liquiditätsquote von OSLO FINANCE (106.83). Dieses Verhältnis misst die Fähigkeit, kurzfristige Schulden mit Umlaufvermögen zu decken. Eine Verbesserung würde die Wettbewerbsposition stärken.

Zinsdeckung
0.0x 2023
2020
2021
2023
Q1: -65.31x
Med: 0.0x
Q3: 0.0x
Gut

Im Jahr 2023 liegt über dem Median der Branche das zinsdeckung von OSLO FINANCE (0.0x). Dieses Verhältnis gibt an, wie oft das Betriebsergebnis die Zinsaufwendungen deckt. Diese komfortable Position bietet eine nennenswerte Sicherheitsmarge.

Working capital requirement (WCR) and payment terms

Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke. Durchschnittliche Kundenzahlungsfrist: 0 Tage. Lieferantenfrist: 36 Tage. Ausgezeichnete Situation: Lieferanten finanzieren 36 Tage des Betriebszyklus. WCR ist negativ (-2179 Tage): Der Betrieb generiert strukturell Liquidität.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-616 305 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

36 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-2179 j

WCR and payment terms evolution
OSLO FINANCE

Positioning of OSLO FINANCE in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 63 transactions of similar company sales in 2023, the value of OSLO FINANCE is estimated at 241 974 € (range 72 590€ - 398 893€). With an EBITDA of 58 122€, the sector multiple of 4.6x is applied. The price/revenue ratio is 0.24x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
63 tx
72k€ 241k€ 398k€
241 974 € Range: 72 590€ - 398 893€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
58 122 € × 4.6x
Estimation 265 571 €
97 305€ - 451 898€
Revenue Multiple 30%
101 830 € × 0.24x
Estimation 24 488 €
17 909€ - 72 726€
Net Income Multiple 20%
54 591 € × 9.3x
Estimation 509 215 €
92 827€ - 755 631€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare OSLO FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about OSLO FINANCE

What is the revenue of OSLO FINANCE ?

The revenue of OSLO FINANCE in 2023 is 102 k€.

Is OSLO FINANCE profitable?

Yes, OSLO FINANCE generated a net profit of 55 k€ in 2023.

Where is the headquarters of OSLO FINANCE ?

The headquarters of OSLO FINANCE is located in LE BLANC-MESNIL (93150), in the department Seine-Saint-Denis.

Where to find the tax return of OSLO FINANCE ?

The tax return of OSLO FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does OSLO FINANCE operate?

OSLO FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.