SIREN : 538112749
OS FINANCES is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in FIRMINY (42700), this company of category PME shows in 2024 a net income positive of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 1 162 218 € | -2 997 € | -1 087 € | -1 217 € | -710 € | -1 540 € | -1 681 € | -1 556 € | -1 653 € |
| EBITDA | -1 821 € | -2 636 € | -768 € | -3 687 € | -407 € | -1 244 € | -1 394 € | -1 266 € | -1 377 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, OS FINANCES generates positive net income of 1.2 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
-1 821 €
-1 822 €
1 162 218 €
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.
18.962%
83.726%
0.581
In 2024, the debt ratio of OS FINANCES (18.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of OS FINANCES (83.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of OS FINANCES (0.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 16556.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
16556.639
-41.186
In 2024, the liquidity ratio of OS FINANCES (16556.64) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of OS FINANCES (-41.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 169 days. Excellent situation: suppliers finance 169 days of the operating cycle (retail model).
0 €
0 j
169 j
0 j
Based on 54 transactions of similar company sales
in 2024,
the value of OS FINANCES is estimated at
1 696 794 €
(range 1 082 186€ - 8 679 980€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OS FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of OS FINANCES is not publicly disclosed (confidential accounts filed with INPI).
Yes, OS FINANCES generated a net profit of 1.2 M€ in 2024.
The headquarters of OS FINANCES is located in FIRMINY (42700), in the department Loire.
The tax return of OS FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OS FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.