SIREN : 499791192
OPTIM'PATRIMOINE is a French company founded 18 years ago, specialized in the sector Courtage de valeurs mobilières et de marchandises. Based in BETHUNE (62400), this company of category PME shows in 2022 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 209 903 € | N/C | N/C | N/C | N/C |
| Net income | 26 640 € | 0 € | 0 € | 0 € | 0 € |
| EBITDA | 31 774 € | N/C | N/C | N/C | N/C |
| Net margin | 12.7% | N/C | N/C | N/C | N/C |
In 2022, OPTIM'PATRIMOINE achieves revenue of 210 k€. After deducting consumption (0 €), gross margin stands at 210 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 32 k€, representing 15.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 12.7% of revenue. This profit can be retained or distributed to shareholders.
209 903 €
209 903 €
31 774 €
30 972 €
26 640 €
15.1%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 13.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.533%
6.837%
13.074%
0.0
40.3%
In 2022, the debt ratio of OPTIM'PATRIMOINE (7.53) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of OPTIM'PATRIMOINE (6.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of OPTIM'PATRIMOINE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 1045.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1045.677
0.0
In 2022, the liquidity ratio of OPTIM'PATRIMOINE (1045.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of OPTIM'PATRIMOINE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Inventory turnover is 105 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 86 days of revenue, i.e. 50 k€ to permanently finance.
49 852 €
0 j
4 j
105 j
86 j
Based on 109 transactions of similar company sales (all years), the value of OPTIM'PATRIMOINE is estimated at 83 255 € (range 32 965€ - 171 155€). With an EBITDA of 31 774€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OPTIM'PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Courtage de valeurs mobilières et de marchandises
The revenue of OPTIM'PATRIMOINE in 2022 is 210 k€.
Yes, OPTIM'PATRIMOINE generated a net profit of 27 k€ in 2022.
The headquarters of OPTIM'PATRIMOINE is located in BETHUNE (62400), in the department Pas-de-Calais.
The tax return of OPTIM'PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OPTIM'PATRIMOINE operates in the sector Courtage de valeurs mobilières et de marchandises (NAF code 66.12Z). See the 'Sector positioning' section above to compare the company with its competitors.