SIREN : 401622923
OPTIMA CONSEILS is a French company founded 30 years ago, specialized in the sector Gestion de fonds. Based in SAINT-ROMAIN-LE-PUY (42610), this company of category PME shows in 2024 a revenue of 244 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 244 000 € | 251 000 € | 246 000 € | 215 000 € | 200 000 € | 200 000 € | 30 000 € | 12 000 € | 12 000 € |
| Net income | 24 913 € | 20 762 € | 23 987 € | 14 549 € | 3 203 354 € | 5 521 € | 5 111 € | 8 708 € | -303 € |
| EBITDA | 14 851 € | 11 595 € | 16 327 € | 2 007 € | -949 € | -6 339 € | 4 971 € | 7 314 € | 5 395 € |
| Net margin | 10.2% | 8.3% | 9.8% | 6.8% | 1601.7% | 2.8% | 17.0% | 72.6% | -2.5% |
In 2024, OPTIMA CONSEILS achieves revenue of 244 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +45.7%. Slight decline of -3% vs 2023. After deducting consumption (0 €), gross margin stands at 244 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 6.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 25 k€, i.e. 10.2% of revenue. This profit can be retained or distributed to shareholders.
244 000 €
244 000 €
14 851 €
14 851 €
24 913 €
6.1%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 10.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.261%
89.992%
10.21%
21.631
In 2024, the debt ratio of OPTIMA CONSEILS (10.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of OPTIMA CONSEILS (90.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of OPTIMA CONSEILS (21.63) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3023.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 26.3x. Operating income very largely covers interest expenses: high safety margin.
3023.701
26.348
In 2024, the liquidity ratio of OPTIMA CONSEILS (3023.70) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of OPTIMA CONSEILS (26.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 65 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 244 days. Excellent situation: suppliers finance 179 days of the operating cycle (retail model). Overall, WCR represents 1777 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2016-2024, WCR increased by +11401%, requiring additional financing.
1 204 533 €
65 j
244 j
0 j
1777 j
Based on 62 transactions of similar company sales
in 2024,
the value of OPTIMA CONSEILS is estimated at
94 736 €
(range 33 066€ - 215 203€).
With an EBITDA of 14 851€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OPTIMA CONSEILS with other companies in the same sector:
The revenue of OPTIMA CONSEILS in 2024 is 244 k€.
Yes, OPTIMA CONSEILS generated a net profit of 25 k€ in 2024.
The headquarters of OPTIMA CONSEILS is located in SAINT-ROMAIN-LE-PUY (42610), in the department Loire.
The tax return of OPTIMA CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OPTIMA CONSEILS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.