Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

OPTIM FINANCE : revenue, balance sheet and financial ratios

OPTIM FINANCE is a French company founded 11 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in MAISONS-LAFFITTE (78600), this company of category PME shows in 2024 a net income positive of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - OPTIM FINANCE (SIREN 808613319)
Indicator 2024 2023 2022 2021
Revenue N/C N/C N/C N/C
Net income 119 672 € 62 546 € 35 357 € 35 357 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2024, OPTIM FINANCE generates positive net income of 120 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2024: 35 k€ -> 120 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

119 672 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 137%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

136.806%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.319%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.3%

Solvency indicators evolution
OPTIM FINANCE

Sector positioning

Debt ratio
136.81 2024
2022
2023
2024
Q1: 0.0
Med: 3.93
Q3: 32.58
Average +42 pts over 3 years

In 2024, the debt ratio of OPTIM FINANCE (136.81) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
19.32% 2024
2022
2023
2024
Q1: 7.97%
Med: 34.38%
Q3: 62.44%
Average -13 pts over 3 years

In 2024, the financial autonomy of OPTIM FINANCE (19.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 182.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

182.379

Liquidity indicators evolution
OPTIM FINANCE

Sector positioning

Liquidity ratio
182.38 2024
2022
2023
2024
Q1: 141.9
Med: 230.48
Q3: 460.89
Average +11 pts over 3 years

In 2024, the liquidity ratio of OPTIM FINANCE (182.38) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of OPTIM FINANCE in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Based on 215 transactions of similar company sales (all years), the value of OPTIM FINANCE is estimated at 176 546 € (range 76 289€ - 518 271€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
215 transactions
76k€ 176k€ 518k€
176 546 € Range: 76 289€ - 518 271€
NAF 5 all-time

Valuation method used

Net Income Multiple
119 672 € × 1.5x = 176 546 €
Range: 76 290€ - 518 271€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare OPTIM FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about OPTIM FINANCE

What is the revenue of OPTIM FINANCE ?

The revenue of OPTIM FINANCE is not publicly disclosed (confidential accounts filed with INPI).

Is OPTIM FINANCE profitable?

Yes, OPTIM FINANCE generated a net profit of 120 k€ in 2024.

Where is the headquarters of OPTIM FINANCE ?

The headquarters of OPTIM FINANCE is located in MAISONS-LAFFITTE (78600), in the department Yvelines.

Where to find the tax return of OPTIM FINANCE ?

The tax return of OPTIM FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does OPTIM FINANCE operate?

OPTIM FINANCE operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.