Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

OPTIM ASSUR : revenue, balance sheet and financial ratios

OPTIM ASSUR is a French company founded 11 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VILLENEUVE-D'ASCQ (59650), this company of category PME shows in 2019 a net income positive of 77 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - OPTIM ASSUR (SIREN 804940385)
Indicator 2019 2018
Revenue N/C N/C
Net income 76 653 € 40 201 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2019, OPTIM ASSUR generates positive net income of 77 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2019: 40 k€ -> 77 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

76 653 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

65.565%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.0%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

78.6%

Solvency indicators evolution
OPTIM ASSUR

Sector positioning

Debt ratio
65.56 2019
2018
2019
Q1: 0.02
Med: 10.37
Q3: 63.27
Average

In 2019, the debt ratio of OPTIM ASSUR (65.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.0% 2019
2018
2019
Q1: 15.58%
Med: 46.47%
Q3: 74.04%
Average +12 pts over 2 years

In 2019, the financial autonomy of OPTIM ASSUR (30.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 100.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

100.659

Liquidity indicators evolution
OPTIM ASSUR

Sector positioning

Liquidity ratio
100.66 2019
2018
2019
Q1: 110.23
Med: 205.98
Q3: 471.94
Watch

In 2019, the liquidity ratio of OPTIM ASSUR (100.66) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of OPTIM ASSUR in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 62 520€ to 380 011€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
62k€ 94k€ 380k€
94 344 € Range: 62 520€ - 380 011€
NAF 5 année 2019

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare OPTIM ASSUR with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about OPTIM ASSUR

What is the revenue of OPTIM ASSUR ?

The revenue of OPTIM ASSUR is not publicly disclosed (confidential accounts filed with INPI).

Is OPTIM ASSUR profitable?

Yes, OPTIM ASSUR generated a net profit of 77 k€ in 2019.

Where is the headquarters of OPTIM ASSUR ?

The headquarters of OPTIM ASSUR is located in VILLENEUVE-D'ASCQ (59650), in the department Nord.

Where to find the tax return of OPTIM ASSUR ?

The tax return of OPTIM ASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does OPTIM ASSUR operate?

OPTIM ASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.