SIREN : 434927794
OPTIC FINANCES is a French company founded 25 years ago, specialized in the sector Commerces de détail d'optique. Based in MONTPELLIER (34000), this company of category PME shows in 2023 a net income negative of -561 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -561 475 € | 3 081 € | -14 € | -27 421 € | 45 752 € | 36 703 € | 56 367 € | 59 870 € |
| EBITDA | N/C | -5 210 € | N/C | N/C | N/C | N/C | N/C | N/C |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2023, OPTIC FINANCES records a net loss of 561 k€. This deficit will reduce equity on the balance sheet.
-561 475 €
The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
34.937%
44.123%
In 2023, the debt ratio of OPTIC FINANCES (34.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of OPTIC FINANCES (44.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of OPTIC FINANCES (2.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 66.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
66.864
In 2023, the liquidity ratio of OPTIC FINANCES (66.86) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of OPTIC FINANCES (-2764.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Compare OPTIC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Commerces de détail d'optique
The revenue of OPTIC FINANCES is not publicly disclosed (confidential accounts filed with INPI).
OPTIC FINANCES recorded a net loss in 2023.
The headquarters of OPTIC FINANCES is located in MONTPELLIER (34000), in the department Herault.
The tax return of OPTIC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OPTIC FINANCES operates in the sector Commerces de détail d'optique (NAF code 47.78A). See the 'Sector positioning' section above to compare the company with its competitors.