SIREN : 353278492
OPTI FINANCE is a French company founded 36 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in LE MANS (72000), this company of category PME shows in 2024 a revenue of 12.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 487 043 € | 11 156 354 € | 10 425 055 € | 9 595 831 € | 8 888 256 € | 8 315 186 € | 6 903 462 € | 6 585 418 € | 6 064 552 € |
| Net income | 2 663 212 € | 1 394 170 € | 1 633 831 € | 1 162 304 € | 320 240 € | 807 727 € | 325 867 € | 571 714 € | 191 270 € |
| EBITDA | 3 424 858 € | 1 347 577 € | 1 529 265 € | 1 253 654 € | 850 277 € | 929 661 € | 610 584 € | 969 491 € | 473 156 € |
| Net margin | 21.3% | 12.5% | 15.7% | 12.1% | 3.6% | 9.7% | 4.7% | 8.7% | 3.2% |
In 2024, OPTI FINANCE achieves revenue of 12.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.4%. Vs 2023, growth of +12% (11.2 M€ -> 12.5 M€). After deducting consumption (0 €), gross margin stands at 12.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.4 M€, representing 27.4% of revenue. Positive scissor effect: EBITDA margin improves by +15.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.7 M€, i.e. 21.3% of revenue. This profit can be retained or distributed to shareholders.
12 487 043 €
12 487 043 €
3 424 858 €
3 649 975 €
2 663 212 €
27.4%
The debt ratio (= Financial debt / Equity x 100) stands at 57%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
57.014%
53.737%
17.058%
2.76
10.9%
In 2024, the debt ratio of OPTI FINANCE (57.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of OPTI FINANCE (53.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of OPTI FINANCE (2.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 227.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.5x. Operating income very largely covers interest expenses: high safety margin.
227.568
8.514
In 2024, the liquidity ratio of OPTI FINANCE (227.57) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of OPTI FINANCE (8.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 82 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. The gap of 51 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 69 days of revenue, i.e. 2.4 M€ to permanently finance.
2 408 001 €
82 j
31 j
0 j
69 j
Based on 69 transactions of similar company sales
in 2024,
the value of OPTI FINANCE is estimated at
13 449 236 €
(range 4 279 071€ - 23 638 365€).
With an EBITDA of 3 424 858€, the sector multiple of 4.3x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OPTI FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of OPTI FINANCE in 2024 is 12.5 M€.
Yes, OPTI FINANCE generated a net profit of 2.7 M€ in 2024.
The headquarters of OPTI FINANCE is located in LE MANS (72000), in the department Sarthe.
The tax return of OPTI FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OPTI FINANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.