SIREN : 843914300
OPTEVEN COURTAGE is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VILLEURBANNE (69100), this company of category ETI shows in 2024 a revenue of 6.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 6 451 881 € | 5 930 969 € | 6 327 033 € | 7 026 377 € | 8 408 006 € | 8 617 096 € |
| Net income | 80 677 € | 81 694 € | 97 699 € | 321 067 € | 1 007 155 € | 116 634 € |
| EBITDA | 248 739 € | 269 628 € | 443 673 € | 435 043 € | 1 764 900 € | 939 410 € |
| Net margin | 1.3% | 1.4% | 1.5% | 4.6% | 12.0% | 1.4% |
In 2024, OPTEVEN COURTAGE achieves revenue of 6.5 M€. Revenue is declining over the period 2019-2024 (CAGR: -5.6%). Vs 2023: +9%. After deducting consumption (4 k€), gross margin stands at 6.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 249 k€, representing 3.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 81 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.
6 451 881 €
6 447 701 €
248 739 €
377 031 €
80 677 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 20%. The balance between equity and debt is satisfactory.
0.0%
20.47%
-0.678%
0.0
In 2024, the debt ratio of OPTEVEN COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of OPTEVEN COURTAGE (20.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of OPTEVEN COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 95.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
95.697
0.0
In 2024, the liquidity ratio of OPTEVEN COURTAGE (95.70) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of OPTEVEN COURTAGE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1011 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 461 days. The gap of 550 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 38 days of revenue, i.e. 679 k€ to permanently finance. Over 2019-2024, WCR increased by +155%, requiring additional financing.
679 383 €
1011 j
461 j
0 j
38 j
Based on 193 transactions of similar company sales (all years), the value of OPTEVEN COURTAGE is estimated at 2 084 596 € (range 584 531€ - 4 453 381€). With an EBITDA of 248 739€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OPTEVEN COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of OPTEVEN COURTAGE in 2024 is 6.5 M€.
Yes, OPTEVEN COURTAGE generated a net profit of 81 k€ in 2024.
The headquarters of OPTEVEN COURTAGE is located in VILLEURBANNE (69100), in the department Rhone.
The tax return of OPTEVEN COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OPTEVEN COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.