Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ONEY BANK : revenue, balance sheet and financial ratios

ONEY BANK is a French company founded 63 years ago, specialized in the sector Autres intermédiations monétaires. Based in CROIX (59170), this company of category GE shows in 2019 a net income positive of 43.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ONEY BANK (SIREN 546380197)
Indicator 2019 2018 2017 2016
Revenue N/C N/C N/C N/C
Net income 43 935 000 € 52 607 000 € 0 € 82 275 000 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2019, ONEY BANK generates positive net income of 43.9 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2019: 82.3 M€ -> 43.9 M€.

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

54 791 000 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

43 935 000 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.166%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
ONEY BANK

Sector positioning

Debt ratio
0.0 2019
2017
2018
2019
Q1: 0.0
Med: 0.0
Q3: 57.52
Excellent

In 2019, the debt ratio of ONEY BANK (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
12.17% 2019
2017
2018
2019
Q1: 4.34%
Med: 12.97%
Q3: 60.36%
Average

In 2019, the financial autonomy of ONEY BANK (12.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2018
2019
Q1: 0.0 years
Med: 0.0 years
Q3: 0.92 years
Excellent

In 2019, the repayment capacity of ONEY BANK (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Positioning of ONEY BANK in its sector

Comparison with sector Autres intermédiations monétaires

Valuation estimate

Based on 100 transactions of similar company sales in 2019, the value of ONEY BANK is estimated at 367 273 101 € (range 70 939 019€ - 684 466 374€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
100 transactions
70939k€ 367273k€ 684466k€
367 273 101 € Range: 70 939 019€ - 684 466 374€
Section année 2019 Aggregated at NAF section level

Valuation method used

Net Income Multiple
43 935 000 € × 8.4x = 367 273 102 €
Range: 70 939 020€ - 684 466 374€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 100 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiations monétaires)

Compare ONEY BANK with other companies in the same sector:

Frequently asked questions about ONEY BANK

What is the revenue of ONEY BANK ?

The revenue of ONEY BANK is not publicly disclosed (confidential accounts filed with INPI).

Is ONEY BANK profitable?

Yes, ONEY BANK generated a net profit of 43.9 M€ in 2019.

Where is the headquarters of ONEY BANK ?

The headquarters of ONEY BANK is located in CROIX (59170), in the department Nord.

Where to find the tax return of ONEY BANK ?

The tax return of ONEY BANK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ONEY BANK operate?

ONEY BANK operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.