SIREN : 882095128
OMG FINANCE is a French company founded 6 years ago, specialized in the sector Services administratifs combinés de bureau. Based in VANNES (56000), this company of category PME shows in 2024 a revenue of 725 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 |
|---|---|---|---|
| Revenue | 725 000 € | 435 095 € | 500 831 € |
| Net income | 20 728 € | 8 555 € | 7 398 € |
| EBITDA | 34 220 € | 10 618 € | 8 614 € |
| Net margin | 2.9% | 2.0% | 1.5% |
In 2024, OMG FINANCE achieves revenue of 725 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +13.1%. Vs 2023, growth of +67% (435 k€ -> 725 k€). After deducting consumption (0 €), gross margin stands at 725 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 34 k€, representing 4.7% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 21 k€, i.e. 2.9% of revenue. This profit can be retained or distributed to shareholders.
725 000 €
725 000 €
34 220 €
46 548 €
20 728 €
4.7%
The debt ratio (= Financial debt / Equity x 100) stands at 329%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 47.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
328.951%
18.361%
1.189%
47.456
70.1%
In 2024, the debt ratio of OMG FINANCE (328.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of OMG FINANCE (18.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of OMG FINANCE (47.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 417.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 38.5x. Operating income very largely covers interest expenses: high safety margin.
417.297
38.489
In 2024, the liquidity ratio of OMG FINANCE (417.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of OMG FINANCE (38.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 186 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. The gap of 178 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 198 days of revenue, i.e. 399 k€ to permanently finance. Over 2021-2024, WCR increased by +6767%, requiring additional financing.
398 968 €
186 j
8 j
0 j
198 j
Based on 173 transactions of similar company sales (all years), the value of OMG FINANCE is estimated at 157 017 € (range 56 241€ - 342 194€). With an EBITDA of 34 220€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OMG FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of OMG FINANCE in 2024 is 725 k€.
Yes, OMG FINANCE generated a net profit of 21 k€ in 2024.
The headquarters of OMG FINANCE is located in VANNES (56000), in the department Morbihan.
The tax return of OMG FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OMG FINANCE operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.