SIREN : 831009543
OLEA COURTAGE FRANCE is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75016), this company of category ETI shows in 2024 a revenue of 6.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 6 270 873 € | 4 589 396 € | 2 935 759 € | 1 699 646 € | 1 583 067 € | 820 681 € |
| Net income | 1 228 898 € | 866 244 € | 648 635 € | 387 095 € | 359 870 € | 91 350 € |
| EBITDA | 1 859 726 € | 1 194 320 € | 943 776 € | 508 497 € | 524 783 € | 135 999 € |
| Net margin | 19.6% | 18.9% | 22.1% | 22.8% | 22.7% | 11.1% |
In 2024, OLEA COURTAGE FRANCE achieves revenue of 6.3 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +50.2%. Vs 2023, growth of +37% (4.6 M€ -> 6.3 M€). After deducting consumption (0 €), gross margin stands at 6.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.9 M€, representing 29.7% of revenue. Positive scissor effect: EBITDA margin improves by +3.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 19.6% of revenue. This profit can be retained or distributed to shareholders.
6 270 873 €
6 270 873 €
1 859 726 €
1 864 427 €
1 228 898 €
29.7%
The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 19.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
37.316%
22.672%
19.622%
0.438
62.9%
In 2024, the debt ratio of OLEA COURTAGE FRANCE (37.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of OLEA COURTAGE FRANCE (22.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of OLEA COURTAGE FRANCE (0.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 145.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.7x. Financial charges are adequately covered by operations.
145.149
2.684
In 2024, the liquidity ratio of OLEA COURTAGE FRANCE (145.15) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of OLEA COURTAGE FRANCE (2.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 221 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 299 days. Excellent situation: suppliers finance 78 days of the operating cycle (retail model). Overall, WCR represents 239 days of revenue, i.e. 4.2 M€ to permanently finance. Over 2019-2024, WCR increased by +517%, requiring additional financing.
4 159 345 €
221 j
299 j
0 j
239 j
Based on 193 transactions of similar company sales (all years), the value of OLEA COURTAGE FRANCE is estimated at 3 468 619 € (range 1 040 160€ - 11 442 079€). With an EBITDA of 1 859 726€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OLEA COURTAGE FRANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of OLEA COURTAGE FRANCE in 2024 is 6.3 M€.
Yes, OLEA COURTAGE FRANCE generated a net profit of 1.2 M€ in 2024.
The headquarters of OLEA COURTAGE FRANCE is located in PARIS (75016), in the department Paris.
The tax return of OLEA COURTAGE FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OLEA COURTAGE FRANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.