SIREN : 488956384
OLAN ASSOCIES is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CONCARNEAU (29900), this company of category PME shows in 2024 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 954 799 € | 1 942 188 € | 1 796 195 € | 1 708 562 € | 1 639 968 € | 1 591 130 € | 1 595 278 € | 1 590 066 € |
| Net income | 260 343 € | 233 904 € | 224 318 € | 223 233 € | 204 783 € | 187 187 € | 154 111 € | 225 762 € |
| EBITDA | 361 976 € | 293 309 € | 256 506 € | 308 372 € | 294 335 € | 266 814 € | 198 431 € | 394 984 € |
| Net margin | 13.3% | 12.0% | 12.5% | 13.1% | 12.5% | 11.8% | 9.7% | 14.2% |
In 2024, OLAN ASSOCIES achieves revenue of 2.0 M€. Revenue is growing positively over 8 years (CAGR: +2.6%). Vs 2023: +1%. After deducting consumption (0 €), gross margin stands at 2.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 362 k€, representing 18.5% of revenue. Positive scissor effect: EBITDA margin improves by +3.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 260 k€, i.e. 13.3% of revenue. This profit can be retained or distributed to shareholders.
1 954 799 €
1 954 799 €
361 976 €
362 615 €
260 343 €
18.5%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 12.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5.25%
38.747%
12.949%
0.412
11.6%
In 2024, the debt ratio of OLAN ASSOCIES (5.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of OLAN ASSOCIES (38.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of OLAN ASSOCIES (0.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 51.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
51.2
0.345
In 2024, the liquidity ratio of OLAN ASSOCIES (51.20) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of OLAN ASSOCIES (0.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 88 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 954 days. Excellent situation: suppliers finance 866 days of the operating cycle (retail model). WCR is negative (-94 days): operations structurally generate cash. Notable WCR improvement over the period (-28%), freeing up cash.
-507 876 €
88 j
954 j
0 j
-94 j
Based on 193 transactions of similar company sales (all years), the value of OLAN ASSOCIES is estimated at 900 045 € (range 266 830€ - 2 668 422€). With an EBITDA of 361 976€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OLAN ASSOCIES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of OLAN ASSOCIES in 2024 is 2.0 M€.
Yes, OLAN ASSOCIES generated a net profit of 260 k€ in 2024.
The headquarters of OLAN ASSOCIES is located in CONCARNEAU (29900), in the department Finistere.
The tax return of OLAN ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OLAN ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.