SIREN : 324334226
OCSO is a French company founded 44 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MERIGNAC (33700), this company of category ETI shows in 2024 a revenue of 5.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 478 017 € | 6 811 379 € | 7 145 418 € | 5 032 508 € | 5 009 050 € | 5 451 128 € | 5 378 353 € | 5 217 298 € | 5 062 458 € |
| Net income | 769 762 € | 631 603 € | 1 155 000 € | 1 183 476 € | 1 348 869 € | 1 637 819 € | 1 669 956 € | 1 829 664 € | 1 656 401 € |
| EBITDA | 986 256 € | 729 454 € | 1 641 056 € | 1 618 555 € | 2 032 185 € | 2 467 712 € | 2 399 905 € | 2 466 013 € | 2 517 221 € |
| Net margin | 14.1% | 9.3% | 16.2% | 23.5% | 26.9% | 30.0% | 31.0% | 35.1% | 32.7% |
In 2024, OCSO achieves revenue of 5.5 M€. Revenue is growing positively over 9 years (CAGR: +1.0%). Significant drop of -20% vs 2023. After deducting consumption (0 €), gross margin stands at 5.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 986 k€, representing 18.0% of revenue. Positive scissor effect: EBITDA margin improves by +7.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 770 k€, i.e. 14.1% of revenue. This profit can be retained or distributed to shareholders.
5 478 017 €
5 478 017 €
986 256 €
855 144 €
769 762 €
18.0%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 16.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.258%
43.819%
16.76%
0.59
14.9%
In 2024, the debt ratio of OCSO (9.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of OCSO (43.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of OCSO (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 158.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
158.873
0.0
In 2024, the liquidity ratio of OCSO (158.87) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of OCSO (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). WCR is negative (-139 days): operations structurally generate cash. Notable WCR improvement over the period (-1221%), freeing up cash.
-2 119 554 €
0 j
49 j
0 j
-139 j
Based on 193 transactions of similar company sales (all years), the value of OCSO is estimated at 2 521 390 € (range 751 006€ - 7 464 806€). With an EBITDA of 986 256€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OCSO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of OCSO in 2024 is 5.5 M€.
Yes, OCSO generated a net profit of 770 k€ in 2024.
The headquarters of OCSO is located in MERIGNAC (33700), in the department Gironde.
The tax return of OCSO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OCSO operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.