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OBJECTIVE BUSINESS STONE CONSULTING : revenue, balance sheet and financial ratios

OBJECTIVE BUSINESS STONE CONSULTING is a French company founded 8 years ago, specialized in the sector Agences immobilières. Based in MARSEILLE (13007), this company of category PME shows in 2020 a revenue of 53 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - OBJECTIVE BUSINESS STONE CONSULTING (SIREN 840441455)
Indicator 2020 2018
Revenue 52 840 € N/C
Net income 18 890 € -802 €
EBITDA 21 099 € -3 161 €
Net margin 35.7% N/C

Revenue and income statement

In 2020, OBJECTIVE BUSINESS STONE CONSULTING achieves revenue of 53 k€. After deducting consumption (0 €), gross margin stands at 53 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 39.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 35.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

52 840 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

52 840 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

21 099 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

20 850 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

18 890 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

39.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 136%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 36.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

135.823%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

46.361%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

36.221%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.6%

Solvency indicators evolution
OBJECTIVE BUSINESS STONE CONSULTING

Sector positioning

Debt ratio
135.82 2020
2018
2020
Q1: 0.02
Med: 18.55
Q3: 94.01
Average +34 pts over 2 years

In 2020, the debt ratio of OBJECTIVE BUSINESS STONE ... (135.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
46.36% 2020
2018
2020
Q1: 7.66%
Med: 31.23%
Q3: 59.46%
Good +38 pts over 2 years

In 2020, the financial autonomy of OBJECTIVE BUSINESS STONE ... (46.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2020
2018
2020
Q1: 0.0 years
Med: 0.03 years
Q3: 2.04 years
Excellent

In 2020, the repayment capacity of OBJECTIVE BUSINESS STONE ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 147.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

147.059

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.384

Liquidity indicators evolution
OBJECTIVE BUSINESS STONE CONSULTING

Sector positioning

Liquidity ratio
147.06 2020
2018
2020
Q1: 117.79
Med: 199.58
Q3: 409.72
Average -32 pts over 2 years

In 2020, the liquidity ratio of OBJECTIVE BUSINESS STONE ... (147.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.38x 2020
2018
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.04x
Excellent +50 pts over 2 years

In 2020, the interest coverage of OBJECTIVE BUSINESS STONE ... (1.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 13 days. WCR is negative (-156 days): operations structurally generate cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-22 909 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

13 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-156 j

WCR and payment terms evolution
OBJECTIVE BUSINESS STONE CONSULTING

Positioning of OBJECTIVE BUSINESS STONE CONSULTING in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 99 transactions of similar company sales in 2020, the value of OBJECTIVE BUSINESS STONE CONSULTING is estimated at 37 221 € (range 16 128€ - 128 772€). With an EBITDA of 21 099€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
99 tx
16k€ 37k€ 128k€
37 221 € Range: 16 128€ - 128 772€
NAF 5 année 2020

Valuation detail by method

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EBITDA Multiple 50%
21 099 € × 2.2x
Estimation 46 858 €
21 432€ - 138 041€
Revenue Multiple 30%
52 840 € × 0.27x
Estimation 14 275 €
8 408€ - 30 456€
Net Income Multiple 20%
18 890 € × 2.5x
Estimation 47 551 €
14 448€ - 253 075€
How is this estimate calculated?

This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare OBJECTIVE BUSINESS STONE CONSULTING with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about OBJECTIVE BUSINESS STONE CONSULTING

What is the revenue of OBJECTIVE BUSINESS STONE CONSULTING ?

The revenue of OBJECTIVE BUSINESS STONE CONSULTING in 2020 is 53 k€.

Is OBJECTIVE BUSINESS STONE CONSULTING profitable?

Yes, OBJECTIVE BUSINESS STONE CONSULTING generated a net profit of 19 k€ in 2020.

Where is the headquarters of OBJECTIVE BUSINESS STONE CONSULTING ?

The headquarters of OBJECTIVE BUSINESS STONE CONSULTING is located in MARSEILLE (13007), in the department Bouches-du-Rhone.

Where to find the tax return of OBJECTIVE BUSINESS STONE CONSULTING ?

The tax return of OBJECTIVE BUSINESS STONE CONSULTING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does OBJECTIVE BUSINESS STONE CONSULTING operate?

OBJECTIVE BUSINESS STONE CONSULTING operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.