SIREN : 750602930
OB FINANCES is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in LAGORD (17140), this company of category PME shows in 2023 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2016 |
|---|---|---|
| Revenue | 209 600 € | 101 833 € |
| Net income | -72 079 € | 115 161 € |
| EBITDA | -109 118 € | 9 054 € |
| Net margin | -34.4% | 113.1% |
In 2023, OB FINANCES achieves revenue of 210 k€. Vs 2016, growth of +106% (102 k€ -> 210 k€). After deducting consumption (0 €), gross margin stands at 210 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -109 k€, representing -52.1% of revenue. Warning negative scissor effect: despite revenue change (+106%), EBITDA varies by -1305%, reducing margin by 61.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -72 k€ (-34.4% of revenue), which will impact equity.
209 600 €
209 600 €
-109 118 €
-108 508 €
-72 079 €
-52.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.0%
98.489%
-46.063%
0.0
In 2023, the debt ratio of OB FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of OB FINANCES (98.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of OB FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 6616.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
6616.929
-1.662
In 2023, the liquidity ratio of OB FINANCES (6616.93) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of OB FINANCES (-1.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The company must finance 24 days of gap between collections and payments. WCR is negative (-15 days): operations structurally generate cash.
-8 529 €
30 j
6 j
0 j
-15 j
Based on 63 transactions of similar company sales
in 2023,
the value of OB FINANCES is estimated at
50 404 €
(range 36 863€ - 149 694€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OB FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of OB FINANCES in 2023 is 210 k€.
OB FINANCES recorded a net loss in 2023.
The headquarters of OB FINANCES is located in LAGORD (17140), in the department Charente-Maritime.
The tax return of OB FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OB FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.