N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS : revenue, balance sheet and financial ratios

N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS is a French company founded 18 years ago, specialized in the sector Location et location-bail de camions. Based in EYBENS (38320), this company of category ETI shows in 2024 a revenue of 19.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS (SIREN 500078175)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 19 083 987 € 17 941 173 € 16 934 721 € 15 464 234 € 13 456 641 € 11 245 781 € 6 273 594 € 3 557 838 € 1 430 285 €
Net income -552 339 € 219 165 € 661 515 € 208 685 € 161 111 € -305 303 € -871 144 € -171 813 € -153 010 €
EBITDA 11 934 567 € 9 673 766 € 9 981 273 € 9 353 130 € 8 086 467 € 6 749 398 € 3 003 340 € 1 321 050 € 36 865 €
Net margin -2.9% 1.2% 3.9% 1.3% 1.2% -2.7% -13.9% -4.8% -10.7%

Revenue and income statement

In 2024, N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS achieves revenue of 19.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +38.2%. Vs 2023: +6%. After deducting consumption (1.4 M€), gross margin stands at 17.7 M€, i.e. a rate of 93%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11.9 M€, representing 62.5% of revenue. Positive scissor effect: EBITDA margin improves by +8.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -552 k€ (-2.9% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

19 083 987 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

17 706 941 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

11 934 567 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

546 924 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-552 339 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

62.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1065%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 57.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1065.268%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

5.134%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

57.901%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.69

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.3%

Solvency indicators evolution
N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS

Sector positioning

Debt ratio
1065.27 2024
2022
2023
2024
Q1: 4.27
Med: 75.78
Q3: 273.65
Watch

In 2024, the debt ratio of N.V.A - NEGOCE VEHICULES ... (1065.27) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
5.13% 2024
2022
2023
2024
Q1: 15.51%
Med: 32.24%
Q3: 58.86%
Watch

In 2024, the financial autonomy of N.V.A - NEGOCE VEHICULES ... (5.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
1.69 years 2024
2022
2023
2024
Q1: 0.09 years
Med: 1.87 years
Q3: 3.6 years
Good -8 pts over 3 years

In 2024, the repayment capacity of N.V.A - NEGOCE VEHICULES ... (1.69) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 45.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

45.31

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.754

Liquidity indicators evolution
N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS

Sector positioning

Liquidity ratio
45.31 2024
2022
2023
2024
Q1: 136.75
Med: 257.51
Q3: 443.91
Watch

In 2024, the liquidity ratio of N.V.A - NEGOCE VEHICULES ... (45.31) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
6.75x 2024
2022
2023
2024
Q1: 0.0x
Med: 4.0x
Q3: 9.37x
Good

In 2024, the interest coverage of N.V.A - NEGOCE VEHICULES ... (6.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. The company must finance 16 days of gap between collections and payments. WCR is negative (-232 days): operations structurally generate cash. Notable WCR improvement over the period (-318%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-12 275 775 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

45 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

29 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-232 j

WCR and payment terms evolution
N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS

Positioning of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS in its sector

Comparison with sector Location et location-bail de camions

Valuation estimate

Based on 292 transactions of similar company sales (all years), the value of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS is estimated at 85 178 611 € (range 20 468 375€ - 141 903 999€). With an EBITDA of 11 934 567€, the sector multiple of 9.5x is applied. The price/revenue ratio is 2.04x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
292 transactions
20468k€ 85178k€ 141903k€
85 178 611 € Range: 20 468 375€ - 141 903 999€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

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EBITDA Multiple 50%
11 934 567 € × 9.5x
Estimation 112 882 568 €
27 907 733€ - 192 542 444€
Revenue Multiple 30%
19 083 987 € × 2.04x
Estimation 39 005 349 €
8 069 445€ - 57 506 592€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 292 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location et location-bail de camions)

Compare N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS with other companies in the same sector:

Voir toutes les statistiques du secteur Location et location-bail de camions

Frequently asked questions about N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS

What is the revenue of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS ?

The revenue of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS in 2024 is 19.1 M€.

Is N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS profitable?

N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS recorded a net loss in 2024.

Where is the headquarters of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS ?

The headquarters of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS is located in EYBENS (38320), in the department Isere.

Where to find the tax return of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS ?

The tax return of N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS operate?

N.V.A - NEGOCE VEHICULES AUTOMOBILES SAS operates in the sector Location et location-bail de camions (NAF code 77.12Z). See the 'Sector positioning' section above to compare the company with its competitors.