Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

N.R.A. NICOLE RETTIEN ASSURANCES : revenue, balance sheet and financial ratios

N.R.A. NICOLE RETTIEN ASSURANCES is a French company founded 30 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75011), this company of category PME shows in 2020 a net income positive of 14 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - N.R.A. NICOLE RETTIEN ASSURANCES (SIREN 402555304)
Indicator 2020 2019 2016
Revenue N/C N/C N/C
Net income 13 773 € 18 450 € 36 093 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2020, N.R.A. NICOLE RETTIEN ASSURANCES generates positive net income of 14 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2020: 36 k€ -> 14 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

13 773 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.674%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.15%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

7.6%

Solvency indicators evolution
N.R.A. NICOLE RETTIEN ASSURANCES

Sector positioning

Debt ratio
18.67 2020
2016
2019
2020
Q1: 0.05
Med: 14.85
Q3: 75.13
Average -23 pts over 3 years

In 2020, the debt ratio of N.R.A. NICOLE RETTIEN AS... (18.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
70.15% 2020
2016
2019
2020
Q1: 17.1%
Med: 45.63%
Q3: 71.57%
Good +20 pts over 3 years

In 2020, the financial autonomy of N.R.A. NICOLE RETTIEN AS... (70.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 62.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

62.26

Liquidity indicators evolution
N.R.A. NICOLE RETTIEN ASSURANCES

Sector positioning

Liquidity ratio
62.26 2020
2016
2019
2020
Q1: 121.71
Med: 223.76
Q3: 459.81
Watch -5 pts over 3 years

In 2020, the liquidity ratio of N.R.A. NICOLE RETTIEN AS... (62.26) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of N.R.A. NICOLE RETTIEN ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 40 090€ to 290 798€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
40k€ 121k€ 290k€
121 864 € Range: 40 090€ - 290 798€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare N.R.A. NICOLE RETTIEN ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about N.R.A. NICOLE RETTIEN ASSURANCES

What is the revenue of N.R.A. NICOLE RETTIEN ASSURANCES ?

The revenue of N.R.A. NICOLE RETTIEN ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is N.R.A. NICOLE RETTIEN ASSURANCES profitable?

Yes, N.R.A. NICOLE RETTIEN ASSURANCES generated a net profit of 14 k€ in 2020.

Where is the headquarters of N.R.A. NICOLE RETTIEN ASSURANCES ?

The headquarters of N.R.A. NICOLE RETTIEN ASSURANCES is located in PARIS (75011), in the department Paris.

Where to find the tax return of N.R.A. NICOLE RETTIEN ASSURANCES ?

The tax return of N.R.A. NICOLE RETTIEN ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does N.R.A. NICOLE RETTIEN ASSURANCES operate?

N.R.A. NICOLE RETTIEN ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.