Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2016-09-16 (9 years)Status: ActiveBusiness sector: Location de terrains et d'autres biens immobiliersLocation: COUSTOUGE (11220), Aude
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
NOVELA VIDA : revenue, balance sheet and financial ratios
NOVELA VIDA is a French company
founded 9 years ago,
specialized in the sector Location de terrains et d'autres biens immobiliers.
Based in COUSTOUGE (11220),
this company of category PME
shows in 2018 a revenue of 73 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2019, NOVELA VIDA records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
Gross margin (2019)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
27 571 €
EBITDA (2019)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
3 093 €
EBIT (2019)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
392 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 6908%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
Debt ratio (2019)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
6907.947%
Financial autonomy (2019)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
98.481%
Repayment capacity (2019)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
4.895
Asset age ratio (2019)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
Debt ratio
13907.667
1545.199
6907.947
Financial autonomy
99.286
82.567
98.481
Repayment capacity
0.0
1.856
4.895
Cash flow / Revenue
None%
4.819%
None%
Sector positioning
Debt ratio
6907.952019
2017
2018
2019
Q1: 0.0
Med: 12.62
Q3: 156.33
Average
In 2019, the debt ratio of NOVELA VIDA (6907.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
98.48%2019
2017
2018
2019
Q1: 2.77%
Med: 38.3%
Q3: 79.81%
Excellent
In 2019, the financial autonomy of NOVELA VIDA (98.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
4.89 years2019
2017
2018
2019
Q1: 0.0 years
Med: 0.55 years
Q3: 8.61 years
Average+38 pts over 3 years
In 2019, the repayment capacity of NOVELA VIDA (4.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 115.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.0x. Operating income very largely covers interest expenses: high safety margin.
Liquidity ratio (2019)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
115.78
Interest coverage (2019)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
10.96
Liquidity indicators evolution NOVELA VIDA
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
Liquidity ratio
99.559
115.913
115.78
Interest coverage
28.571
6.966
10.96
Sector positioning
Liquidity ratio
115.782019
2017
2018
2019
Q1: 72.48
Med: 241.79
Q3: 939.07
Average
In 2019, the liquidity ratio of NOVELA VIDA (115.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
10.96x2019
2017
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 13.75x
Good-5 pts over 3 years
In 2019, the interest coverage of NOVELA VIDA (11.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2019)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2019)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2019)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2019)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution NOVELA VIDA
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
Operating WCR
0 €
1 966 €
0 €
Inventory turnover (days)
0
83
0
Customer payment term (days)
0
0
0
Supplier payment term (days)
0
14
0
Positioning of NOVELA VIDA in its sector
Comparison with sector Location de terrains et d'autres biens immobiliers
Valuation estimate
Based on 234 transactions of similar company sales
in 2019,
the value of NOVELA VIDA is estimated at
16 872 €
(range 5 397€ - 32 393€).
With an EBITDA of 3 093€, the sector multiple of 5.5x is applied.
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2019
234 transactions
5k€16k€32k€
16 872 €Range: 5 397€ - 32 393€
NAF 5 année 2019
Valuation method used
EBITDA Multiple
3 093 €
×
5.5x
=16 873 €
Range: 5 398€ - 32 394€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Location de terrains et d'autres biens immobiliers)
Compare NOVELA VIDA with other companies in the same sector:
Yes, NOVELA VIDA generated a net profit of 908€ in 2018.
Where is the headquarters of NOVELA VIDA ?
The headquarters of NOVELA VIDA is located in COUSTOUGE (11220), in the department Aude.
Where to find the tax return of NOVELA VIDA ?
The tax return of NOVELA VIDA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does NOVELA VIDA operate?
NOVELA VIDA operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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