NORMANDIE INVESTISSEMENT : revenue, balance sheet and financial ratios
NORMANDIE INVESTISSEMENT is a French company
founded 31 years ago,
specialized in the sector Agences immobilières.
Based in DIEPPE (76200),
this company of category PME
shows in 2021 a revenue of 2.6 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - NORMANDIE INVESTISSEMENT (SIREN 397759234)
Indicator
2025
2023
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
2 554 263 €
1 651 358 €
2 290 076 €
2 607 734 €
2 568 654 €
2 180 014 €
Net income
4 847 €
-28 059 €
17 933 €
7 814 €
20 405 €
63 860 €
61 469 €
194 448 €
EBITDA
N/C
N/C
75 471 €
31 960 €
17 721 €
76 452 €
109 342 €
120 614 €
Net margin
N/C
N/C
0.7%
0.5%
0.9%
2.4%
2.4%
8.9%
Revenue and income statement
In 2025, NORMANDIE INVESTISSEMENT generates positive net income of 5 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 194 k€ -> 5 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
4 847 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
16.528%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
54.553%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2023
2025
Debt ratio
30.139
51.768
10.547
5.66
69.943
60.391
34.799
16.528
Financial autonomy
35.631
37.678
42.399
42.673
42.785
41.6
47.152
54.553
Repayment capacity
2.441
2.948
0.936
2.881
12.402
38.379
None
None
Cash flow / Revenue
2.234%
3.523%
2.669%
0.494%
2.452%
0.453%
None%
None%
Sector positioning
Debt ratio
16.532025
2021
2023
2025
Q1: 0.01
Med: 9.42
Q3: 52.77
Average-11 pts over 3 years
In 2025, the debt ratio of NORMANDIE INVESTISSEMENT (16.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
54.55%2025
2021
2023
2025
Q1: 6.02%
Med: 32.55%
Q3: 60.91%
Good+10 pts over 3 years
In 2025, the financial autonomy of NORMANDIE INVESTISSEMENT (54.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
38.38 years2021
2021
Q1: 0.0 years
Med: 0.01 years
Q3: 1.75 years
Average
In 2021, the repayment capacity of NORMANDIE INVESTISSEMENT (38.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 245.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2023
2025
Liquidity ratio
156.853
191.028
162.125
160.149
329.156
273.394
249.04
245.201
Interest coverage
36.264
10.759
11.715
35.805
11.28
6.428
None
None
Sector positioning
Liquidity ratio
245.22025
2021
2023
2025
Q1: 108.17
Med: 191.05
Q3: 464.92
Good
In 2025, the liquidity ratio of NORMANDIE INVESTISSEMENT (245.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
6.43x2021
2021
Q1: 0.0x
Med: 0.0x
Q3: 1.05x
Excellent
In 2021, the interest coverage of NORMANDIE INVESTISSEMENT (6.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution NORMANDIE INVESTISSEMENT
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2023
2025
Operating WCR
737 412 €
776 530 €
929 735 €
824 725 €
1 193 783 €
1 192 177 €
0 €
0 €
Inventory turnover (days)
106
75
78
111
163
9
0
0
Customer payment term (days)
48
74
75
76
133
93
0
0
Supplier payment term (days)
60
50
74
53
46
53
0
0
Positioning of NORMANDIE INVESTISSEMENT in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 55 transactions of similar company sales
in 2025,
the value of NORMANDIE INVESTISSEMENT is estimated at
9 313 €
(range 6 669€ - 16 872€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2025
55 tx
6k€9k€16k€
9 313 €Range: 6 669€ - 16 872€
NAF 5 année 2025
Valuation method used
Net Income Multiple
4 847 €
×
1.9x
=9 313 €
Range: 6 669€ - 16 872€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare NORMANDIE INVESTISSEMENT with other companies in the same sector:
Frequently asked questions about NORMANDIE INVESTISSEMENT
What is the revenue of NORMANDIE INVESTISSEMENT ?
The revenue of NORMANDIE INVESTISSEMENT in 2021 is 2.6 M€.
Is NORMANDIE INVESTISSEMENT profitable?
Yes, NORMANDIE INVESTISSEMENT generated a net profit of 5 k€ in 2025.
Where is the headquarters of NORMANDIE INVESTISSEMENT ?
The headquarters of NORMANDIE INVESTISSEMENT is located in DIEPPE (76200), in the department Seine-Maritime.
Where to find the tax return of NORMANDIE INVESTISSEMENT ?
The tax return of NORMANDIE INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does NORMANDIE INVESTISSEMENT operate?
NORMANDIE INVESTISSEMENT operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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