NORIBA ASSURANCES : revenue, balance sheet and financial ratios

NORIBA ASSURANCES is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in FACHES-THUMESNIL (59155), this company of category PME shows in 2019 a revenue of 10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - NORIBA ASSURANCES (SIREN 504745225)
Indicator 2021 2019 2018 2017 2016
Revenue N/C 10 443 € 13 092 € 14 182 € 14 972 €
Net income 0 € 1 595 € -909 € 3 750 € 2 286 €
EBITDA N/C 2 833 € 1 227 € 5 856 € 4 643 €
Net margin N/C 15.3% -6.9% 26.4% 15.3%

Revenue and income statement

In 2021, NORIBA ASSURANCES records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2016-2019: 2 k€ -> 0 €.

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Chart evolution

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Assets

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Liabilities

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Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 406.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

406.785

Liquidity indicators evolution
NORIBA ASSURANCES

Sector positioning

Liquidity ratio
406.79 2021
2018
2019
2021
Q1: 120.97
Med: 222.61
Q3: 474.51
Good +17 pts over 3 years

In 2021, the liquidity ratio of NORIBA ASSURANCES (406.79) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
10.45x 2019
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 2.32x
Excellent

In 2019, the interest coverage of NORIBA ASSURANCES (10.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
NORIBA ASSURANCES

Positioning of NORIBA ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare NORIBA ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about NORIBA ASSURANCES

What is the revenue of NORIBA ASSURANCES ?

The revenue of NORIBA ASSURANCES in 2019 is 10 k€.

Is NORIBA ASSURANCES profitable?

Yes, NORIBA ASSURANCES generated a net profit of 2 k€ in 2019.

Where is the headquarters of NORIBA ASSURANCES ?

The headquarters of NORIBA ASSURANCES is located in FACHES-THUMESNIL (59155), in the department Nord.

Where to find the tax return of NORIBA ASSURANCES ?

The tax return of NORIBA ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does NORIBA ASSURANCES operate?

NORIBA ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.