Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

NORD LOIRE ISOLATION : revenue, balance sheet and financial ratios

NORD LOIRE ISOLATION is a French company founded 25 years ago, specialized in the sector Travaux d'isolation. Based in LE LOROUX-BOTTEREAU (44430), this company of category PME shows in 2019 a net income positive of 77 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - NORD LOIRE ISOLATION (SIREN 434474169)
Indicator 2019 2018 2017 2016
Revenue N/C N/C N/C N/C
Net income 76 683 € 68 362 € 53 508 € 110 659 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2019, NORD LOIRE ISOLATION generates positive net income of 77 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2019: 111 k€ -> 77 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

76 683 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 180%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

179.933%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.735%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.7%

Solvency indicators evolution
NORD LOIRE ISOLATION

Sector positioning

Debt ratio
179.93 2019
2017
2018
2019
Q1: 0.66
Med: 12.01
Q3: 45.09
Watch

In 2019, the debt ratio of NORD LOIRE ISOLATION (179.93) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
19.73% 2019
2017
2018
2019
Q1: 10.03%
Med: 31.05%
Q3: 52.53%
Average +8 pts over 3 years

In 2019, the financial autonomy of NORD LOIRE ISOLATION (19.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 207.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

207.905

Liquidity indicators evolution
NORD LOIRE ISOLATION

Sector positioning

Liquidity ratio
207.91 2019
2017
2018
2019
Q1: 133.53
Med: 181.4
Q3: 261.8
Good -17 pts over 3 years

In 2019, the liquidity ratio of NORD LOIRE ISOLATION (207.91) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of NORD LOIRE ISOLATION in its sector

Comparison with sector Travaux d'isolation

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of NORD LOIRE ISOLATION is estimated at 281 411 € (range 141 879€ - 820 239€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2019
58 tx
141k€ 281k€ 820k€
281 411 € Range: 141 879€ - 820 239€
NAF 5 all-time

Valuation method used

Net Income Multiple
76 683 € × 3.7x = 281 412 €
Range: 141 879€ - 820 240€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'isolation)

Compare NORD LOIRE ISOLATION with other companies in the same sector:

Frequently asked questions about NORD LOIRE ISOLATION

What is the revenue of NORD LOIRE ISOLATION ?

The revenue of NORD LOIRE ISOLATION is not publicly disclosed (confidential accounts filed with INPI).

Is NORD LOIRE ISOLATION profitable?

Yes, NORD LOIRE ISOLATION generated a net profit of 77 k€ in 2019.

Where is the headquarters of NORD LOIRE ISOLATION ?

The headquarters of NORD LOIRE ISOLATION is located in LE LOROUX-BOTTEREAU (44430), in the department Loire-Atlantique.

Where to find the tax return of NORD LOIRE ISOLATION ?

The tax return of NORD LOIRE ISOLATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does NORD LOIRE ISOLATION operate?

NORD LOIRE ISOLATION operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.