Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

NORD INTER FINANCIERE : revenue, balance sheet and financial ratios

NORD INTER FINANCIERE is a French company founded 15 years ago, specialized in the sector Activités des sièges sociaux. Based in RONCQ (59223), this company of category PME shows in 2020 a net income negative of -623€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - NORD INTER FINANCIERE (SIREN 523729143)
Indicator 2020 2019 2018 2017 2016 2015 2014
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income -623 € -13 663 € -6 072 € -2 227 € -3 062 € -10 591 € -646 549 €
EBITDA -4 766 € -15 144 € -205 € -3 316 € -3 052 € -3 183 € -789 €
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2020, NORD INTER FINANCIERE records a net loss of 623 €. This deficit will reduce equity on the balance sheet.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-4 766 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 077 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-623 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 426.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

74.652%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.689%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

426.55

Solvency indicators evolution
NORD INTER FINANCIERE

Sector positioning

Debt ratio
74.65 2020
2018
2019
2020
Q1: 0.72
Med: 27.74
Q3: 123.37
Average

In 2020, the debt ratio of NORD INTER FINANCIERE (74.65) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
56.69% 2020
2018
2019
2020
Q1: 19.19%
Med: 52.47%
Q3: 82.53%
Good

In 2020, the financial autonomy of NORD INTER FINANCIERE (56.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
426.55 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.5 years
Q3: 5.15 years
Average +50 pts over 3 years

In 2020, the repayment capacity of NORD INTER FINANCIERE (426.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.80. The company can meet its short-term commitments with a reasonable safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1.799

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-31.914

Liquidity indicators evolution
NORD INTER FINANCIERE

Sector positioning

Liquidity ratio
1.8 2020
2018
2019
2020
Q1: 102.29
Med: 323.66
Q3: 1373.69
Average +6 pts over 3 years

In 2020, the liquidity ratio of NORD INTER FINANCIERE (1.80) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-31.91x 2020
2018
2019
2020
Q1: -35.71x
Med: 0.0x
Q3: 3.57x
Average +8 pts over 3 years

In 2020, the interest coverage of NORD INTER FINANCIERE (-31.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 336 days. Excellent situation: suppliers finance 336 days of the operating cycle (retail model).

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

336 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
NORD INTER FINANCIERE

Positioning of NORD INTER FINANCIERE in its sector

Comparison with sector Activités des sièges sociaux

Similar companies (Activités des sièges sociaux)

Compare NORD INTER FINANCIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about NORD INTER FINANCIERE

What is the revenue of NORD INTER FINANCIERE ?

The revenue of NORD INTER FINANCIERE is not publicly disclosed (confidential accounts filed with INPI).

Is NORD INTER FINANCIERE profitable?

NORD INTER FINANCIERE recorded a net loss in 2020.

Where is the headquarters of NORD INTER FINANCIERE ?

The headquarters of NORD INTER FINANCIERE is located in RONCQ (59223), in the department Nord.

Where to find the tax return of NORD INTER FINANCIERE ?

The tax return of NORD INTER FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does NORD INTER FINANCIERE operate?

NORD INTER FINANCIERE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.