SIREN : 498456896
NORD-EST ASSURANCES is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NANCY (54000), this company of category GE shows in 2024 a revenue of 4.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4 564 427 € | 3 106 267 € | 1 046 683 € | 1 088 560 € | 1 683 087 € | 1 327 644 € | 1 225 291 € | 1 209 904 € | 1 316 865 € |
| Net income | 135 460 € | 84 970 € | 43 412 € | 23 350 € | 40 059 € | 28 104 € | 68 179 € | 62 773 € | 39 570 € |
| EBITDA | 2 200 399 € | 1 502 217 € | 379 776 € | 489 111 € | 737 621 € | 484 377 € | 353 147 € | 143 412 € | 153 761 € |
| Net margin | 3.0% | 2.7% | 4.1% | 2.1% | 2.4% | 2.1% | 5.6% | 5.2% | 3.0% |
In 2024, NORD-EST ASSURANCES achieves revenue of 4.6 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.8%. Vs 2023, growth of +47% (3.1 M€ -> 4.6 M€). After deducting consumption (0 €), gross margin stands at 4.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.2 M€, representing 48.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 135 k€, i.e. 3.0% of revenue. This profit can be retained or distributed to shareholders.
4 564 427 €
4 564 427 €
2 200 399 €
151 416 €
135 460 €
48.1%
The debt ratio (= Financial debt / Equity x 100) stands at 42%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
41.759%
4.738%
2.843%
0.464
In 2024, the debt ratio of NORD-EST ASSURANCES (41.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of NORD-EST ASSURANCES (4.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of NORD-EST ASSURANCES (0.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 105.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
105.504
0.0
In 2024, the liquidity ratio of NORD-EST ASSURANCES (105.50) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of NORD-EST ASSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 709 days. Excellent situation: suppliers finance 709 days of the operating cycle (retail model). WCR is negative (-62 days): operations structurally generate cash. Notable WCR improvement over the period (-674%), freeing up cash.
-780 700 €
0 j
709 j
0 j
-62 j
Based on 193 transactions of similar company sales (all years), the value of NORD-EST ASSURANCES is estimated at 2 731 754 € (range 744 974€ - 9 549 640€). With an EBITDA of 2 200 399€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NORD-EST ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of NORD-EST ASSURANCES in 2024 is 4.6 M€.
Yes, NORD-EST ASSURANCES generated a net profit of 135 k€ in 2024.
The headquarters of NORD-EST ASSURANCES is located in NANCY (54000), in the department Meurthe-et-Moselle.
The tax return of NORD-EST ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NORD-EST ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.