NORALLIANCE FINANCE : revenue, balance sheet and financial ratios

NORALLIANCE FINANCE is a French company founded 31 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in MONT-SAINT-AIGNAN (76130), this company of category ETI shows in 2025 a revenue of 2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - NORALLIANCE FINANCE (SIREN 399155266)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 2 500 € 5 000 € 5 000 € 50 500 € 20 700 € 28 695 € 55 721 € 84 322 € 87 502 € 75 002 €
Net income -25 199 € 7 954 € -4 816 € 3 189 € 1 169 € -390 € -34 934 € -12 173 € 29 029 € 51 395 €
EBITDA -291 949 € -262 048 € -284 397 € -330 064 € -237 481 € -187 978 € -161 280 € -74 961 € 7 332 € -8 419 €
Net margin -1008.0% 159.1% -96.3% 6.3% 5.6% -1.4% -62.7% -14.4% 33.2% 68.5%

Revenue and income statement

In 2025, NORALLIANCE FINANCE achieves revenue of 2 k€. Revenue is declining over the period 2016-2025 (CAGR: -31.5%). Significant drop of -50% vs 2024. After deducting consumption (0 €), gross margin stands at 2 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -292 k€, representing -11678.0% of revenue. Warning negative scissor effect: despite revenue change (-50%), EBITDA varies by -11%, reducing margin by 6437.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -25 k€ (-1008.0% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 500 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 500 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-291 949 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-291 949 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-25 199 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-11678.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 28618%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

28617.763%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.147%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1007.96%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-3317.43

Solvency indicators evolution
NORALLIANCE FINANCE

Sector positioning

Debt ratio
28617.76 2025
2023
2024
2025
Q1: 0.0
Med: 4.24
Q3: 42.08
Watch

In 2025, the debt ratio of NORALLIANCE FINANCE (28617.76) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
0.15% 2025
2023
2024
2025
Q1: 8.76%
Med: 48.46%
Q3: 82.53%
Average

In 2025, the financial autonomy of NORALLIANCE FINANCE (0.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-3317.43 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.0 years
Q3: 1.57 years
Excellent +5 pts over 3 years

In 2025, the repayment capacity of NORALLIANCE FINANCE (-3317.43) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 100.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

100.338

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-1927.258

Liquidity indicators evolution
NORALLIANCE FINANCE

Sector positioning

Liquidity ratio
100.34 2025
2023
2024
2025
Q1: 150.46
Med: 352.75
Q3: 1229.13
Watch

In 2025, the liquidity ratio of NORALLIANCE FINANCE (100.34) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-1927.26x 2025
2023
2024
2025
Q1: -0.4x
Med: 0.0x
Q3: 0.58x
Watch

In 2025, the interest coverage of NORALLIANCE FINANCE (-1927.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28149 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 483 days. The gap of 27666 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 121135 days of revenue, i.e. 841 k€ to permanently finance. Over 2016-2025, WCR increased by +72%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

841 212 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

28149 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

483 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

121135 j

WCR and payment terms evolution
NORALLIANCE FINANCE

Positioning of NORALLIANCE FINANCE in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (35 transactions). This range of 448€ to 2 157€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
0k€ 0k€ 2k€
866 € Range: 448€ - 2 157€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 35 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare NORALLIANCE FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about NORALLIANCE FINANCE

What is the revenue of NORALLIANCE FINANCE ?

The revenue of NORALLIANCE FINANCE in 2025 is 2 k€.

Is NORALLIANCE FINANCE profitable?

NORALLIANCE FINANCE recorded a net loss in 2025.

Where is the headquarters of NORALLIANCE FINANCE ?

The headquarters of NORALLIANCE FINANCE is located in MONT-SAINT-AIGNAN (76130), in the department Seine-Maritime.

Where to find the tax return of NORALLIANCE FINANCE ?

The tax return of NORALLIANCE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does NORALLIANCE FINANCE operate?

NORALLIANCE FINANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.