Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2014-01-24 (12 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75018), Paris
NMJ GLOBAL SOLUTIONS : revenue, balance sheet and financial ratios
NMJ GLOBAL SOLUTIONS is a French company
founded 12 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75018),
this company of category PME
shows in 2024 a revenue of 208 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - NMJ GLOBAL SOLUTIONS (SIREN 800111429)
Indicator
2024
2023
2021
2020
2018
2017
2016
Revenue
207 507 €
270 845 €
172 890 €
106 874 €
183 823 €
178 570 €
113 143 €
Net income
1 242 €
6 434 €
3 630 €
0 €
-1 318 €
12 689 €
-18 333 €
EBITDA
1 242 €
6 434 €
40 121 €
1 875 €
18 078 €
1 027 €
-4 617 €
Net margin
0.6%
2.4%
2.1%
0.0%
-0.7%
7.1%
-16.2%
Revenue and income statement
In 2024, NMJ GLOBAL SOLUTIONS achieves revenue of 208 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.9%. Significant drop of -23% vs 2023. After deducting consumption (0 €), gross margin stands at 208 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 0.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
207 507 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
207 507 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
1 242 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
1 242 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 242 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
0.6%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
12.113%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
10.804%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
0.599%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
22.544
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution NMJ GLOBAL SOLUTIONS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2020
2021
2023
2024
Debt ratio
0.0
0.0
0.0
0.0
0.0
0.0
12.113
Financial autonomy
0.0
0.0
0.0
0.0
0.0
0.0
10.804
Repayment capacity
0.0
0.0
0.0
0.0
0.0
0.0
22.544
Cash flow / Revenue
-4.081%
14.787%
9.815%
1.754%
23.206%
2.376%
0.599%
Sector positioning
Debt ratio
12.112024
2021
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average+28 pts over 3 years
In 2024, the debt ratio of NMJ GLOBAL SOLUTIONS (12.11) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
10.8%2024
2021
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average
In 2024, the financial autonomy of NMJ GLOBAL SOLUTIONS (10.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
22.54 years2024
2021
2023
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.71 years
Watch+51 pts over 3 years
In 2024, the repayment capacity of NMJ GLOBAL SOLUTIONS (22.54) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 30 days of gap between collections and payments. Overall, WCR represents 84 days of revenue, i.e. 48 k€ to permanently finance. Over 2016-2024, WCR increased by +294%, requiring additional financing.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
48 469 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
30 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
84 j
WCR and payment terms evolution NMJ GLOBAL SOLUTIONS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2020
2021
2023
2024
Operating WCR
-25 019 €
-23 191 €
7 469 €
800 €
14 867 €
5 409 €
48 469 €
Inventory turnover (days)
0
0
0
0
0
0
0
Customer payment term (days)
10
5
16
2
17
6
30
Supplier payment term (days)
11
0
0
0
0
0
0
Positioning of NMJ GLOBAL SOLUTIONS in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of NMJ GLOBAL SOLUTIONS is estimated at
62 409 €
(range 17 485€ - 119 863€).
With an EBITDA of 1 242€, the sector multiple of 1.2x is applied.
The price/revenue ratio is 0.98x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
17k€62k€119k€
62 409 €Range: 17 485€ - 119 863€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
1 242 €×1.2x
Estimation1 504 €
388€ - 7 675€
Revenue Multiple30%
207 507 €×0.98x
Estimation203 861 €
56 850€ - 379 146€
Net Income Multiple20%
1 242 €×2.0x
Estimation2 500 €
1 182€ - 11 414€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare NMJ GLOBAL SOLUTIONS with other companies in the same sector:
Frequently asked questions about NMJ GLOBAL SOLUTIONS
What is the revenue of NMJ GLOBAL SOLUTIONS ?
The revenue of NMJ GLOBAL SOLUTIONS in 2024 is 208 k€.
Is NMJ GLOBAL SOLUTIONS profitable?
Yes, NMJ GLOBAL SOLUTIONS generated a net profit of 1 k€ in 2024.
Where is the headquarters of NMJ GLOBAL SOLUTIONS ?
The headquarters of NMJ GLOBAL SOLUTIONS is located in PARIS (75018), in the department Paris.
Where to find the tax return of NMJ GLOBAL SOLUTIONS ?
The tax return of NMJ GLOBAL SOLUTIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does NMJ GLOBAL SOLUTIONS operate?
NMJ GLOBAL SOLUTIONS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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