SIREN : 910096577
NM FINANCE is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in SAINT-GERMAIN-LESPINASSE (42640), this company of category PME shows in 2025 a net income negative of -2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | N/C | N/C | N/C |
| Net income | -2 368 € | 12 871 € | 12 423 € |
| EBITDA | -1 457 € | -1 367 € | -6 356 € |
| Net margin | N/C | N/C | N/C |
In 2025, NM FINANCE records a net loss of 2 k€. This deficit will reduce equity on the balance sheet.
-1 457 €
-1 457 €
-2 368 €
The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.
47.595%
29.725%
-19.691
In 2025, the debt ratio of NM FINANCE (47.59) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of NM FINANCE (29.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of NM FINANCE (-19.69) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 10.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
10.498
-64.585
In 2025, the liquidity ratio of NM FINANCE (10.50) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of NM FINANCE (-64.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Compare NM FINANCE with other companies in the same sector:
The revenue of NM FINANCE is not publicly disclosed (confidential accounts filed with INPI).
NM FINANCE recorded a net loss in 2025.
The headquarters of NM FINANCE is located in SAINT-GERMAIN-LESPINASSE (42640), in the department Loire.
The tax return of NM FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NM FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.