SIREN : 504318890
NGEL FINANCES is a French company founded 18 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in MARSEILLE (13008), this company of category PME shows in 2023 a revenue of 26 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 26 357 € | 26 091 € | 20 000 € | 20 000 € | 5 000 € | N/C | N/C |
| Net income | 852 478 € | 380 774 € | 211 764 € | 293 808 € | 307 634 € | 345 686 € | 362 187 € |
| EBITDA | -35 638 € | -42 399 € | -23 019 € | -21 538 € | -5 080 € | -2 790 € | -2 478 € |
| Net margin | 3234.4% | 1459.4% | 1058.8% | 1469.0% | 6152.7% | N/C | N/C |
In 2023, NGEL FINANCES achieves revenue of 26 k€. Over the period 2019-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +51.5%. Vs 2022: +1%. After deducting consumption (6 k€), gross margin stands at 20 k€, i.e. a rate of 76%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -36 k€, representing -135.2% of revenue. Positive scissor effect: EBITDA margin improves by +27.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 852 k€, i.e. 3234.4% of revenue. This profit can be retained or distributed to shareholders.
26 357 €
20 050 €
-35 638 €
-35 651 €
852 478 €
-135.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 3215.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.002%
98.679%
3215.943%
0.0
In 2023, the debt ratio of NGEL FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of NGEL FINANCES (98.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of NGEL FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 3796.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3796.02
-96.7
In 2023, the liquidity ratio of NGEL FINANCES (3796.02) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of NGEL FINANCES (-96.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 273 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 177 days. The gap of 96 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 20125 days of revenue, i.e. 1.5 M€ to permanently finance.
1 473 408 €
273 j
177 j
0 j
20125 j
Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 1 832 173€ to 5 210 513€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NGEL FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of NGEL FINANCES in 2023 is 26 k€.
Yes, NGEL FINANCES generated a net profit of 852 k€ in 2023.
The headquarters of NGEL FINANCES is located in MARSEILLE (13008), in the department Bouches-du-Rhone.
The tax return of NGEL FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NGEL FINANCES operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.