Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

NG PATRIMOINE : revenue, balance sheet and financial ratios

NG PATRIMOINE is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BORDEAUX (33000), this company of category PME shows in 2022 a net income positive of 122 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - NG PATRIMOINE (SIREN 495196842)
Indicator 2022
Revenue N/C
Net income 121 880 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, NG PATRIMOINE generates positive net income of 122 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

121 880 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6.254%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.11%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

27.6%

Solvency indicators evolution
NG PATRIMOINE

Sector positioning

Debt ratio
6.25 2022
2022
Q1: 0.03
Med: 12.59
Q3: 62.94
Good

In 2022, the debt ratio of NG PATRIMOINE (6.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
79.11% 2022
2022
Q1: 17.59%
Med: 47.12%
Q3: 73.71%
Excellent

In 2022, the financial autonomy of NG PATRIMOINE (79.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 60.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

60.305

Liquidity indicators evolution
NG PATRIMOINE

Sector positioning

Liquidity ratio
60.3 2022
2022
Q1: 118.8
Med: 232.91
Q3: 512.08
Watch

In 2022, the liquidity ratio of NG PATRIMOINE (60.30) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of NG PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of NG PATRIMOINE is estimated at 245 304 € (range 116 033€ - 1 120 033€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
116k€ 245k€ 1120k€
245 304 € Range: 116 033€ - 1 120 033€
NAF 5 all-time

Valuation method used

Net Income Multiple
121 880 € × 2.0x = 245 304 €
Range: 116 034€ - 1 120 034€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare NG PATRIMOINE with other companies in the same sector:

Frequently asked questions about NG PATRIMOINE

What is the revenue of NG PATRIMOINE ?

The revenue of NG PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).

Is NG PATRIMOINE profitable?

Yes, NG PATRIMOINE generated a net profit of 122 k€ in 2022.

Where is the headquarters of NG PATRIMOINE ?

The headquarters of NG PATRIMOINE is located in BORDEAUX (33000), in the department Gironde.

Where to find the tax return of NG PATRIMOINE ?

The tax return of NG PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does NG PATRIMOINE operate?

NG PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.