SIREN : 795011022
NF COUVERTURE is a French company founded 13 years ago, specialized in the sector Travaux de couverture par éléments. Based in MAUREPAS (78310), this company of category PME shows in 2020 a revenue of 438 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 437 684 € | 284 121 € | 284 834 € |
| Net income | 21 372 € | -20 338 € | 28 938 € |
| EBITDA | 34 744 € | -15 212 € | 37 832 € |
| Net margin | 4.9% | -7.2% | 10.2% |
In 2020, NF COUVERTURE achieves revenue of 438 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +24.0%. Vs 2019, growth of +54% (284 k€ -> 438 k€). After deducting consumption (134 k€), gross margin stands at 304 k€, i.e. a rate of 69%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 35 k€, representing 7.9% of revenue. Positive scissor effect: EBITDA margin improves by +13.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 21 k€, i.e. 4.9% of revenue. This profit can be retained or distributed to shareholders.
437 684 €
303 737 €
34 744 €
21 602 €
21 372 €
7.9%
The debt ratio (= Financial debt / Equity x 100) stands at 107%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
107.47%
19.06%
7.177%
0.893
53.7%
In 2020, the debt ratio of NF COUVERTURE (107.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of NF COUVERTURE (19.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of NF COUVERTURE (0.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
128.319
0.132
In 2020, the liquidity ratio of NF COUVERTURE (128.32) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2020, the interest coverage of NF COUVERTURE (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 54 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. The company must finance 13 days of gap between collections and payments. Overall, WCR represents 32 days of revenue, i.e. 39 k€ to permanently finance.
39 120 €
54 j
41 j
0 j
32 j
Based on 113 transactions of similar company sales (all years), the value of NF COUVERTURE is estimated at 70 979 € (range 35 226€ - 116 531€). With an EBITDA of 34 744€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NF COUVERTURE with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de couverture par éléments
The revenue of NF COUVERTURE in 2020 is 438 k€.
Yes, NF COUVERTURE generated a net profit of 21 k€ in 2020.
The headquarters of NF COUVERTURE is located in MAUREPAS (78310), in the department Yvelines.
The tax return of NF COUVERTURE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NF COUVERTURE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.