SIREN : 528509854
NEGO LOC is a French company founded 15 years ago, specialized in the sector Commerce d'autres véhicules automobiles. Based in DOMPIERRE-SUR-MER (17139), this company of category PME shows in 2025 a revenue of 11.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11 878 987 € | 17 999 631 € | 19 419 508 € | 20 916 800 € | 12 907 071 € | 13 287 586 € | 7 020 679 € | 5 304 516 € | 2 010 816 € | 1 950 498 € |
| Net income | 216 593 € | 480 831 € | 822 589 € | 558 735 € | 393 968 € | 110 848 € | 101 043 € | 157 785 € | 89 649 € | 16 657 € |
| EBITDA | 666 600 € | 775 462 € | 1 564 781 € | 1 416 688 € | 906 384 € | 575 265 € | 299 242 € | 374 626 € | 160 056 € | 115 450 € |
| Net margin | 1.8% | 2.7% | 4.2% | 2.7% | 3.1% | 0.8% | 1.4% | 3.0% | 4.5% | 0.9% |
In 2025, NEGO LOC achieves revenue of 11.9 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +22.2%. Significant drop of -34% vs 2024. After deducting consumption (9.1 M€), gross margin stands at 2.7 M€, i.e. a rate of 23%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 667 k€, representing 5.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 217 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.
11 878 987 €
2 732 224 €
666 600 €
470 550 €
216 593 €
5.6%
The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
64.577%
32.971%
7.307%
2.092
69.9%
In 2025, the debt ratio of NEGO LOC (64.58) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of NEGO LOC (33.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of NEGO LOC (2.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 135.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.4x. Operating income very largely covers interest expenses: high safety margin.
135.112
28.426
In 2025, the liquidity ratio of NEGO LOC (135.11) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of NEGO LOC (28.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 191 days. Excellent situation: suppliers finance 151 days of the operating cycle (retail model). Inventory turnover is 144 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 185 days of revenue, i.e. 6.1 M€ to permanently finance. Over 2016-2025, WCR increased by +1824%, requiring additional financing.
6 097 484 €
40 j
191 j
144 j
185 j
Based on 56 transactions of similar company sales
(all years),
the value of NEGO LOC is estimated at
747 731 €
(range 409 389€ - 2 899 846€).
With an EBITDA of 666 600€, the sector multiple of 0.8x is applied.
The price/revenue ratio is 0.13x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 56 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NEGO LOC with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'autres véhicules automobiles
The revenue of NEGO LOC in 2025 is 11.9 M€.
Yes, NEGO LOC generated a net profit of 217 k€ in 2025.
The headquarters of NEGO LOC is located in DOMPIERRE-SUR-MER (17139), in the department Charente-Maritime.
The tax return of NEGO LOC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NEGO LOC operates in the sector Commerce d'autres véhicules automobiles (NAF code 45.19Z). See the 'Sector positioning' section above to compare the company with its competitors.