SIREN : 809735038
NBG FINANCIERE is a French company founded 11 years ago, specialized in the sector Activités des sièges sociaux. Based in BRUAY-LA-BUISSIERE (62700), this company of category PME shows in 2024 a revenue of 93 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 92 790 € | 96 783 € | 120 347 € | 96 748 € | 68 196 € | 79 877 € | 72 090 € |
| Net income | 26 940 € | 19 442 € | 120 904 € | 36 298 € | 32 059 € | 27 730 € | 36 007 € |
| EBITDA | 33 216 € | 34 826 € | 32 034 € | 25 435 € | 23 024 € | 19 796 € | 24 904 € |
| Net margin | 29.0% | 20.1% | 100.5% | 37.5% | 47.0% | 34.7% | 49.9% |
In 2024, NBG FINANCIERE achieves revenue of 93 k€. Revenue is growing positively over 7 years (CAGR: +4.3%). Slight decline of -4% vs 2023. After deducting consumption (0 €), gross margin stands at 93 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 35.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 29.0% of revenue. This profit can be retained or distributed to shareholders.
92 790 €
92 790 €
33 216 €
31 963 €
26 940 €
35.8%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 30.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
19.671%
78.472%
30.394%
3.185
64.9%
In 2024, the debt ratio of NBG FINANCIERE (19.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of NBG FINANCIERE (78.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of NBG FINANCIERE (3.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 659.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.8x. Operating income very largely covers interest expenses: high safety margin.
659.119
10.775
In 2024, the liquidity ratio of NBG FINANCIERE (659.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of NBG FINANCIERE (10.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 360 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 303 days of revenue, i.e. 78 k€ to permanently finance. Notable WCR improvement over the period (-42%), freeing up cash.
78 170 €
360 j
0 j
0 j
303 j
Based on 103 transactions of similar company sales in 2024, the value of NBG FINANCIERE is estimated at 145 300 € (range 36 984€ - 297 406€). With an EBITDA of 33 216€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NBG FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of NBG FINANCIERE in 2024 is 93 k€.
Yes, NBG FINANCIERE generated a net profit of 27 k€ in 2024.
The headquarters of NBG FINANCIERE is located in BRUAY-LA-BUISSIERE (62700), in the department Pas-de-Calais.
The tax return of NBG FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NBG FINANCIERE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.