SIREN : 830017968
NB COURTAGE GROUPE is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in VILLE-LA-GRAND (74100), this company of category PME shows in 2019 a revenue of 712 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 |
|---|---|---|
| Revenue | 711 882 € | 292 539 € |
| Net income | 43 872 € | 8 908 € |
| EBITDA | 27 198 € | -11 365 € |
| Net margin | 6.2% | 3.0% |
In 2019, NB COURTAGE GROUPE achieves revenue of 712 k€. Vs 2018, growth of +143% (293 k€ -> 712 k€). After deducting consumption (0 €), gross margin stands at 712 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 27 k€, representing 3.8% of revenue. Positive scissor effect: EBITDA margin improves by +7.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 44 k€, i.e. 6.2% of revenue. This profit can be retained or distributed to shareholders.
711 882 €
711 882 €
27 198 €
54 386 €
43 872 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 117%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
116.618%
14.17%
2.344%
4.388
45.9%
In 2019, the debt ratio of NB COURTAGE GROUPE (116.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of NB COURTAGE GROUPE (14.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of NB COURTAGE GROUPE (4.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 103.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.0x. Financial charges are adequately covered by operations.
103.208
2.022
In 2019, the liquidity ratio of NB COURTAGE GROUPE (103.21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of NB COURTAGE GROUPE (2.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 118 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 128 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 149 days of revenue, i.e. 296 k€ to permanently finance.
295 502 €
118 j
128 j
0 j
149 j
Based on 72 transactions of similar company sales
in 2019,
the value of NB COURTAGE GROUPE is estimated at
285 467 €
(range 137 590€ - 504 063€).
With an EBITDA of 27 198€, the sector multiple of 5.7x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 72 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NB COURTAGE GROUPE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of NB COURTAGE GROUPE in 2019 is 712 k€.
Yes, NB COURTAGE GROUPE generated a net profit of 44 k€ in 2019.
The headquarters of NB COURTAGE GROUPE is located in VILLE-LA-GRAND (74100), in the department Haute-Savoie.
The tax return of NB COURTAGE GROUPE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NB COURTAGE GROUPE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.