SIREN : 789500121
NAVILOC is a French company founded 13 years ago, specialized in the sector Location et location-bail d'articles de loisirs et de sport . Based in SAINT-MALO (35400), this company of category PME shows in 2024 a revenue of 870 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 869 863 € | 1 091 097 € | 747 398 € | 890 280 € | 681 990 € | 778 265 € | N/C | N/C |
| Net income | 68 554 € | 28 724 € | 23 783 € | 42 205 € | 19 439 € | 38 148 € | 15 264 € | 121 615 € |
| EBITDA | 101 873 € | 74 300 € | 30 989 € | 71 611 € | 22 195 € | 55 798 € | N/C | N/C |
| Net margin | 7.9% | 2.6% | 3.2% | 4.7% | 2.9% | 4.9% | N/C | N/C |
In 2024, NAVILOC achieves revenue of 870 k€. Revenue is growing positively over 8 years (CAGR: +2.3%). Significant drop of -20% vs 2023. After deducting consumption (51 k€), gross margin stands at 819 k€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 102 k€, representing 11.7% of revenue. Positive scissor effect: EBITDA margin improves by +4.9 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 69 k€, i.e. 7.9% of revenue. This profit can be retained or distributed to shareholders.
869 863 €
818 961 €
101 873 €
78 372 €
68 554 €
11.7%
The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
50.719%
19.788%
9.703%
0.681
12.8%
In 2024, the debt ratio of NAVILOC (50.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of NAVILOC (19.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of NAVILOC (0.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 297.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.
297.357
1.305
In 2024, the liquidity ratio of NAVILOC (297.36) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of NAVILOC (1.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 67 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. The gap of 32 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 8 days of revenue, i.e. 19 k€ to permanently finance.
19 154 €
67 j
35 j
3 j
8 j
Based on 87 transactions of similar company sales
(all years),
the value of NAVILOC is estimated at
299 679 €
(range 110 967€ - 722 931€).
With an EBITDA of 101 873€, the sector multiple of 2.3x is applied.
The price/revenue ratio is 0.57x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 87 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NAVILOC with other companies in the same sector:
Voir toutes les statistiques du secteur Location et location-bail d'articles de loisirs et de sport
The revenue of NAVILOC in 2024 is 870 k€.
Yes, NAVILOC generated a net profit of 69 k€ in 2024.
The headquarters of NAVILOC is located in SAINT-MALO (35400), in the department Ille-et-Vilaine.
The tax return of NAVILOC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NAVILOC operates in the sector Location et location-bail d'articles de loisirs et de sport (NAF code 77.21Z). See the 'Sector positioning' section above to compare the company with its competitors.