SIREN : 840475859
NAVICORA is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in MIRIBEL (01700), this company of category PME shows in 2024 a revenue of 386 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 386 162 € | 384 000 € | 375 500 € | 682 500 € | 350 000 € | 363 010 € |
| Net income | -10 942 € | 4 378 € | 1 582 € | 236 652 € | 2 520 € | -1 531 € |
| EBITDA | 27 416 € | 31 007 € | -11 450 € | 320 779 € | -535 € | -1 045 € |
| Net margin | -2.8% | 1.1% | 0.4% | 34.7% | 0.7% | -0.4% |
In 2024, NAVICORA achieves revenue of 386 k€. Revenue is growing positively over 6 years (CAGR: +1.2%). Vs 2023: +1%. After deducting consumption (0 €), gross margin stands at 386 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 27 k€, representing 7.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -11 k€ (-2.8% of revenue), which will impact equity.
386 162 €
386 162 €
27 416 €
32 454 €
-10 942 €
7.1%
The debt ratio (= Financial debt / Equity x 100) stands at 320%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.
319.553%
23.381%
-4.138%
-66.526
87.4%
In 2024, the debt ratio of NAVICORA (319.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of NAVICORA (23.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of NAVICORA (-66.53) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 811.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 193.0x. Operating income very largely covers interest expenses: high safety margin.
811.094
193.033
In 2024, the liquidity ratio of NAVICORA (811.09) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of NAVICORA (193.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. Excellent situation: suppliers finance 87 days of the operating cycle (retail model). Overall, WCR represents 152 days of revenue, i.e. 163 k€ to permanently finance. Over 2019-2024, WCR increased by +1093%, requiring additional financing.
162 717 €
2 j
89 j
0 j
152 j
Based on 62 transactions of similar company sales
in 2024,
the value of NAVICORA is estimated at
126 291 €
(range 48 377€ - 307 809€).
With an EBITDA of 27 416€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NAVICORA with other companies in the same sector:
The revenue of NAVICORA in 2024 is 386 k€.
NAVICORA recorded a net loss in 2024.
The headquarters of NAVICORA is located in MIRIBEL (01700), in the department Ain.
The tax return of NAVICORA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NAVICORA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.