SIREN : 478659493
NAMY is a French company founded 21 years ago, specialized in the sector Location de logements. Based in BARS (32300), this company of category PME shows in 2019 a revenue of 28 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 27 632 € | 36 636 € | 36 632 € | 36 374 € |
| Net income | 5 987 € | 7 481 € | 6 391 € | 7 080 € |
| EBITDA | 25 549 € | 33 991 € | 34 055 € | 34 968 € |
| Net margin | 21.7% | 20.4% | 17.4% | 19.5% |
In 2019, NAMY achieves revenue of 28 k€. Revenue is declining over the period 2016-2019 (CAGR: -8.8%). Significant drop of -25% vs 2018. After deducting consumption (0 €), gross margin stands at 28 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 92.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 21.7% of revenue. This profit can be retained or distributed to shareholders.
27 632 €
27 632 €
25 549 €
12 232 €
5 987 €
92.5%
The debt ratio (= Financial debt / Equity x 100) stands at -228%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 163%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 69.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-228.073%
162.959%
69.865%
21.402
45.9%
In 2019, the debt ratio of NAMY (-228.07) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of NAMY (163.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2019, the repayment capacity of NAMY (21.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 82.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 24.4x. Operating income very largely covers interest expenses: high safety margin.
82.21
24.443
In 2019, the liquidity ratio of NAMY (82.21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of NAMY (24.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 82 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 82 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-164 days): operations structurally generate cash. Notable WCR improvement over the period (-322%), freeing up cash.
-12 612 €
82 j
0 j
0 j
-164 j
Based on 234 transactions of similar company sales in 2019, the value of NAMY is estimated at 83 059 € (range 27 907€ - 158 931€). With an EBITDA of 25 549€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.69x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NAMY with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of NAMY in 2019 is 28 k€.
Yes, NAMY generated a net profit of 6 k€ in 2019.
The headquarters of NAMY is located in BARS (32300), in the department Gers.
The tax return of NAMY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NAMY operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.