SIREN : 833469216
MZJ INVEST is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in REIMS (51100), this company of category PME shows in 2023 a revenue of 170 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 170 212 € | 97 517 € | 44 360 € | N/C | N/C | N/C |
| Net income | 604 945 € | 567 179 € | 618 962 € | 251 292 € | 661 463 € | -22 469 € |
| EBITDA | -66 700 € | -23 348 € | -28 436 € | -8 495 € | -2 526 € | -16 371 € |
| Net margin | 355.4% | 581.6% | 1395.3% | N/C | N/C | N/C |
In 2023, MZJ INVEST achieves revenue of 170 k€. Over the period 2021-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +95.9%. Vs 2022, growth of +75% (98 k€ -> 170 k€). After deducting consumption (0 €), gross margin stands at 170 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -67 k€, representing -39.2% of revenue. Warning negative scissor effect: despite revenue change (+75%), EBITDA varies by -186%, reducing margin by 15.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 605 k€, i.e. 355.4% of revenue. This profit can be retained or distributed to shareholders.
170 212 €
170 212 €
-66 700 €
-30 162 €
604 945 €
-39.2%
The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 333.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
53.344%
63.765%
333.95%
2.816
76.9%
In 2023, the debt ratio of MZJ INVEST (53.34) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of MZJ INVEST (63.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of MZJ INVEST (2.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3236.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3236.084
-92.274
In 2023, the liquidity ratio of MZJ INVEST (3236.08) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of MZJ INVEST (-92.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 698 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 103 days. The gap of 595 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 6804 days of revenue, i.e. 3.2 M€ to permanently finance.
3 216 998 €
698 j
103 j
0 j
6804 j
Based on 77 transactions of similar company sales
in 2023,
the value of MZJ INVEST is estimated at
1 599 146 €
(range 699 804€ - 2 976 861€).
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MZJ INVEST with other companies in the same sector:
The revenue of MZJ INVEST in 2023 is 170 k€.
Yes, MZJ INVEST generated a net profit of 605 k€ in 2023.
The headquarters of MZJ INVEST is located in REIMS (51100), in the department Marne.
The tax return of MZJ INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MZJ INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.