Employees: 01 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2018-02-12 (8 years)Status: ActiveBusiness sector: Construction de maisons individuellesLocation: SAINT-ETIENNE (42000), Loire
MY HOME CONSTRUCTION : revenue, balance sheet and financial ratios
MY HOME CONSTRUCTION is a French company
founded 8 years ago,
specialized in the sector Construction de maisons individuelles.
Based in SAINT-ETIENNE (42000),
this company of category PME
shows in 2023 a revenue of 707 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MY HOME CONSTRUCTION (SIREN 837633544)
Indicator
2024
2023
2022
2021
2020
2019
Revenue
N/C
707 429 €
1 128 783 €
161 449 €
377 441 €
373 584 €
Net income
17 623 €
31 840 €
61 194 €
-8 903 €
4 866 €
35 054 €
EBITDA
N/C
35 517 €
73 901 €
-8 789 €
5 938 €
41 863 €
Net margin
N/C
4.5%
5.4%
-5.5%
1.3%
9.4%
Revenue and income statement
In 2024, MY HOME CONSTRUCTION generates positive net income of 18 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2024: 35 k€ -> 18 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
17 623 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
9.019%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
65.796%
Solvency indicators evolution MY HOME CONSTRUCTION
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
2024
Debt ratio
17.792
16.829
41.466
19.59
12.262
9.019
Financial autonomy
65.288
77.503
63.247
37.672
43.078
65.796
Repayment capacity
0.683
3.567
-4.88
0.519
0.632
None
Cash flow / Revenue
9.422%
1.374%
-5.316%
5.424%
4.501%
None%
Sector positioning
Debt ratio
9.022024
2022
2023
2024
Q1: 0.01
Med: 9.47
Q3: 42.45
Good
In 2024, the debt ratio of MY HOME CONSTRUCTION (9.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
65.8%2024
2022
2023
2024
Q1: 5.83%
Med: 26.67%
Q3: 49.1%
Excellent+7 pts over 3 years
In 2024, the financial autonomy of MY HOME CONSTRUCTION (65.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.63 years2023
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.0 years
Average+6 pts over 2 years
In 2023, the repayment capacity of MY HOME CONSTRUCTION (0.63) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 204.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
204.156
Liquidity indicators evolution MY HOME CONSTRUCTION
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2019
2020
2021
2022
2023
2024
Liquidity ratio
431.28
1015.967
926.771
181.99
193.647
204.156
Interest coverage
1.008
7.881
-4.563
0.727
1.515
None
Sector positioning
Liquidity ratio
204.162024
2022
2023
2024
Q1: 127.61
Med: 184.32
Q3: 290.53
Good
In 2024, the liquidity ratio of MY HOME CONSTRUCTION (204.16) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
1.51x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.58x
Good+13 pts over 2 years
In 2023, the interest coverage of MY HOME CONSTRUCTION (1.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MY HOME CONSTRUCTION
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
2024
Operating WCR
-3 867 €
33 939 €
34 232 €
143 717 €
162 235 €
0 €
Inventory turnover (days)
0
0
0
24
0
0
Customer payment term (days)
0
17
68
27
73
0
Supplier payment term (days)
36
10
12
54
87
0
Positioning of MY HOME CONSTRUCTION in its sector
Comparison with sector Construction de maisons individuelles
Valuation estimate
Based on 113 transactions of similar company sales
(all years),
the value of MY HOME CONSTRUCTION is estimated at
43 745 €
(range 14 829€ - 141 066€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
113 transactions
14k€43k€141k€
43 745 €Range: 14 829€ - 141 066€
NAF 5 all-time
Valuation method used
Net Income Multiple
17 623 €
×
2.5x
=43 745 €
Range: 14 830€ - 141 067€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Construction de maisons individuelles)
Compare MY HOME CONSTRUCTION with other companies in the same sector:
Frequently asked questions about MY HOME CONSTRUCTION
What is the revenue of MY HOME CONSTRUCTION ?
The revenue of MY HOME CONSTRUCTION in 2023 is 707 k€.
Is MY HOME CONSTRUCTION profitable?
Yes, MY HOME CONSTRUCTION generated a net profit of 18 k€ in 2024.
Where is the headquarters of MY HOME CONSTRUCTION ?
The headquarters of MY HOME CONSTRUCTION is located in SAINT-ETIENNE (42000), in the department Loire.
Where to find the tax return of MY HOME CONSTRUCTION ?
The tax return of MY HOME CONSTRUCTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MY HOME CONSTRUCTION operate?
MY HOME CONSTRUCTION operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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